Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Bleubird Card American Express
Old 12-08-2013, 10:39 AM   #1
Thinks s/he gets paid by the post
Rustic23's Avatar
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,178
Bleubird Card American Express

In another thread about prepaid credit cards the service from Walmart and American Express came up, The Bluebird Card.

FAQ's page

Rather than leave it hidden in that thread, I thought I would start a new one to try to fined out more info.

Does anyone here use it?
If so, please share pluses and minuses.
Other alternatives?
Bank Verification?
I have never heard of Yodlee Inc
Comment on Standard method

It appears to be accepted anywhere an American Express is accepted. I don't use AE, so I have never paid much attention as to how widely accepted it is. My guess would be about the same as Visa or Master Card. My main use would be to pay at the pump, and places where the card is out of my procession. Online use for the rare purchases other than Amazon.

One of the drawbacks, in my opinion, is the time it takes to make your money avail when transferred from a checking account. Might be able to work around this, but a seven to ten day wait on a vacation where you could be spending several hundred dollars a day on the card could pose a problem

Edit Added:
Ok, I checked out some online reviews. At least the first page of reviews are not good have not read them all:
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-09-2013, 04:04 AM   #2
Dryer sheet aficionado
Join Date: Jan 2012
Posts: 32
It's not really a rewards type card. It's pre paid; the world of unbanking.

Have funds directed or loaded that can't be garnished by banking. Owe the feds? they can't get the money either.

I have a few friends that use the pre paid system and have been good at it. One has his paycheck direct deposited there long as each card is under 10k/mo on monthly deposits this works. Has access to his money bankless.
Sure there are limits and rules, read the directions first it's definitely not for everyone.

The guys I know that use it don't have bills to pay.
project2501 is offline   Reply With Quote
Old 12-09-2013, 09:34 AM   #3
Gone but not forgotten
imoldernu's Avatar
Join Date: Jul 2012
Location: Peru
Posts: 6,335
I signed up for, but never activated the card. The purpose was to offer a sub-card holder, where I could offer help, but limit the withdrawals... the way you would if you had a kid in college away from home.
That said, while I have no reason to push the card, it has had the approval of Consumer Reports (rated #1)... and is still one of the fastest growing cards.
Ratings on page 17.
imoldernu is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Quick Links

All times are GMT -6. The time now is 01:24 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.