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Old 12-21-2017, 05:30 PM   #101
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I had a friend like that in high school, who lived nearby. Her name was Terri and her mom said I was a bad influence on her, and my mom said she was a bad influence on me!!! We never got in any trouble, though, despite our mothers' fears. We had a lot of innocent fun of the type that mothers find scary, such as flirting with neighborhood boys and learning our first mild swear words and such. But all that never led to anything and we were just having fun. Those were the days.
When my parents were in their 80's my sister's and I confessed to the things we had gotten away with.

The sister born in 1940 confessed she and her girlfriend snuck out of the Methodist church, went across the street, snuck in the Catholic church. They listened to part of Mass and snuck back unseen.

The 1949 sister admitted to sneaking out to visit a boyfriend when she claimed to be staying with a girlfriend. The funniest part was DF suspected something amiss, tried to sneak up on the home at 5AM. Their family dog was outside, bit his azz, sent him to the ER for stitches.

Mine involved Robbie(not ER Robbie I think). He and I managed to scrape together $100(remember $100 cars in the early 1970s?) and bought a car. Drove it around a few weeks, parked it on different places to hide it from our parents, later sold it to get the money back.

No big deal, except we were both 14 years old! Sometimes mom's know best.
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Old 12-21-2017, 05:53 PM   #102
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Sneaking out of one church to attend another church? Worth of praise -

Lying about the boyfriend, now there's a little naughty there. Getting bit is fair payment for trespass and spying - that was funny.

Now the car thing at 14 is genius, that shows real creativity!
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Old 12-21-2017, 06:37 PM   #103
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Nope, I won't blow my dough on iCrap.

Spend if you need to. Don't if you don't need to.
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Old 12-21-2017, 07:27 PM   #104
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You need food, you want lobster.

Blowing dough is not about needs, it's about wants -
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Old 12-21-2017, 07:38 PM   #105
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Absolutely! You need to buy a knife. Or, whatever floats your boat. That kind of portfolio return is amazing.
Yes, but I'm sober enough to realize that it was not the norm. Still...

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Old 12-21-2017, 08:39 PM   #106
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hmmmmm. be greedy when others ate fearful and .... well, you know the rest. i will stay with my 3% initial withdrawal rate.
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Old 12-21-2017, 09:42 PM   #107
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I had a friend like that in high school, who lived nearby. Her name was Terri and her mom said I was a bad influence on her, and my mom said she was a bad influence on me!!! We never got in any trouble, though, despite our mothers' fears. We had a lot of innocent fun of the type that mothers find scary, such as flirting with neighborhood boys and learning our first mild swear words and such. But all that never led to anything and we were just having fun. Those were the days.
I just spent a long weekend in NYC with my high school friend who was a "bad influence" according to my mom. My mom was convinced she would lead me into trouble... We're still good friends 40 years later. Yeah - we did things my parents wouldn't have approved of - but we never got caught!!!! I think my parents did stuff they shouldn't have... and I have a great memory of my grandmother telling the story of double dating with her best friend (her date was her bff's brother... and my grandfather)... They snuck out to a speak easy after telling parents they were spending the night at each others houses. My grandmother was a very proper woman... but even she had a friend in high school that was a "bad influence"....

On the subject of "blow more dough".... I am upping my Withdrawal a bit for next year... But even with the increase it will be <3% of current portfolio and only increase to the level of the COLA increases I haven't taken yet. I am having trouble believing this run up won't correct and I'm still worried about sequence of returns and getting the kids launched.
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Old 12-21-2017, 11:13 PM   #108
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Woo-Hoo, my theme -

Yeah Baby! Blow that dough!

I bought myself a Christmas present this year. A one of a kind hand made knife, mirror polished with grade AAA mother of pearl scales. Two grand.

Live the dream -
You might like https://www.chrisreeve.com/knives.html. Knifemaker near my home, supposedly high quality stuff, but I'm not sure if he makes any in the $2K territory.
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Old 12-22-2017, 01:51 PM   #109
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Very nice.

The knife I bought is this one from Burn (Paul Panak), I'm into Italian auto stilettos.
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Old 12-22-2017, 05:56 PM   #110
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hah I was just discussing this topic with my parents, about how people are ER'ing and then spending only a 1.5% WD.

They were like "that's us!" (except not the ER part, regular R). But they are annoyed that they even have to have a 1.5 because it's from RMD's... They are living nicely off SS and pensions, small trips and a big vacation every year, and a few splurges here and there.
.

Are my wife and I your parents? Sounds like it.
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Old 12-22-2017, 07:04 PM   #111
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Oh dear! Failing miserably in this RobbieB test. My expenses so far this year are the lowest they have been (in actual $, a lot more in inflation adjusted $) since ER. I don't know what's wrong with me... Must be that I'm finally happy with my stereo and can't think of anything to improve it ( well, maybe those Utopias...)
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Old 12-22-2017, 07:21 PM   #112
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I'm putting the final assembly together on my Elekit TU-8500 preamp. The Audiocap Thetas arrives from Parts Express today and I've been eagerly awaiting as I didn't want to have to remove and re-solder new coupling caps
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Old 12-22-2017, 07:44 PM   #113
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Does spending an extra $20 a month to speed up my Internet connection count? I did skip the next step-up in speed, choosing two steps up.
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Old 12-22-2017, 07:58 PM   #114
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I'm putting the final assembly together on my Elekit TU-8500 preamp. The Audiocap Thetas arrives from Parts Express today and I've been eagerly awaiting as I didn't want to have to remove and re-solder new coupling caps
Robbieb! a $500 preamp? what happened to the blow that money creed? We can do better than that. 2016 Editors&#39; Choice Awards: Preamplifiers $5,000 - $10,000 | The Absolute Sound
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Old 12-22-2017, 08:35 PM   #115
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Yeah, you can go crazy on audio stuff for sure. I'm not that crazy, but I like vacuum tubes -
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Old 12-22-2017, 08:40 PM   #116
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Yeah, you can go crazy on audio stuff for sure. I'm not that crazy, but I like vacuum tubes -
Me too. All of my audio components use tubes.
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Old 12-22-2017, 09:21 PM   #117
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Does spending an extra $20 a month to speed up my Internet connection count? I did skip the next step-up in speed, choosing two steps up.
Absolutely! Blow that dough. Sounds like your connection is fast as lightning.

When LBYM'ing, I think that getting rid of regular monthly charges helps a lot. So, when blowing that dough, the reverse should be pretty effective, too.
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Old 12-23-2017, 06:32 AM   #118
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Blew some more dough - just bought a miter saw. One cannot have too many tools.
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Old 12-23-2017, 06:47 AM   #119
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I am finally getting around to getting the back-teeth dental implants I had postponed a couple of years because of the painful price tag. Not an extravagance, so I only give it one “Dilly”.
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Old 12-23-2017, 07:43 AM   #120
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I have a hard time blowing that money. LOL I just bought a 100$ worth of gouges for some carving I do. Not sure why I have the same gouges but these I bought will not be made any more so I did it. I didn't really need them but >>>>>>>>>> I bought them.

Like I posted before I'm new to retirement so in a few years I will open up and spend more.
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