Bond Ladders and Beneficiaries in a tIRA
Most of our bond ladder is in the tIRA. It occurred to me our beneficiaries will be inheriting a mess. More reasons for Roth conversions, but how would beneficiaries handle what we have now?
We have multiple beneficiaries. Do they wait until the ladders mature and then divvy up? The longest rung of the ladder is 2027, not too far off. But this is something they all have to agree with. I wish I'd thought of this earlier.
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"Do not go where the path may lead, go instead where there is no path and leave a trail."
Ralph Waldo Emerson
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