pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
If that "some point" were now, where would you put your "bail bond" money? Stocks (at this level)? MM? CDs? Other??
My fixed income AA is currently in an intermediate term investment grade bond fund, a short-term bond fund and a high-yield corporate bond fund.
I'll probably hold and might even add to the short term and high yield corporate bond funds and liquidate the intermediate term investment grade bond fund over time and reinvest in a dividend growth stock fund (like the VG Dividend Growth fund) and an international bond fund. While I understand that the dividend growth adds equity risk to my portfolio, I'm more scared of interest rate risk than equity risk.
YMMV.