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Old 08-15-2020, 05:20 PM   #21
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The 7 day yield on FMPXX is 0.13%.

Annual performance is what it yielded in the past, not what it yields today.
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Old 08-15-2020, 05:53 PM   #22
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The 7 day yield on FMPXX is 0.13%.

Annual performance is what it yielded in the past, not what it yields today.
Hmmmmm, 7 day yield of 0.13% (annualized) and an expense ratio of 0.18%. If I read those correctly, it looks like a loser. Of course there are other benefits over just how much money you can make or loose on your savings.
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Old 08-15-2020, 06:46 PM   #23
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Yeah it tanked recently too.
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Old 08-16-2020, 04:33 AM   #24
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Hmmmmm, 7 day yield of 0.13% (annualized) and an expense ratio of 0.18%. If I read those correctly, it looks like a loser. Of course there are other benefits over just how much money you can make or loose on your savings.
The 7 day yield is already net of expenses.
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Old 08-16-2020, 06:54 AM   #25
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The 7 day yield is already net of expenses.
Ahhh. Got it. Thanks.
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Old 08-18-2020, 03:53 PM   #26
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Dominion Energy Reliability Investment. (DERI) Still paying 2% with free checks. Some conditions, but pretty easy for a “not everyday” checking/MM type account. .
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Old 08-18-2020, 04:01 PM   #27
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Today I held my nose and bought a 3 year CD from Ally at a whopping .95%. Just filling in the rungs of a 5 year ladder after thinking I knew which way interest rates were going. Still plodding along.
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Old 08-18-2020, 10:00 PM   #28
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Dominion Energy Reliability Investment. (DERI) Still paying 2% with free checks. Some conditions, but pretty easy for a “not everyday” checking/MM type account. .


Thanks for posting this. I took a peek and see it’s 1.75/1.85/2.00 for tiers of 1k/10k/50k. Interesting to see these rates have not changed since at least April. Now I’m comparing this to holding the common stock which is yielding 4.7%. I would likely do both.
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Old 08-28-2020, 06:07 PM   #29
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My checking account at Capital One pays 0.8% api
I wonder why is it so high.
Anyone has a clue ?
Hummm...I agree checking accounts are normally NO interest being paid (unless you are in a program that you actually have an annual fee)....But WHO calls .008 high? To me, unless you have a LOT of money in your checking account, that is pretty close to 0.
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Old 08-28-2020, 07:18 PM   #30
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FYI, Cap One is now down to 0.5%.
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Old 08-28-2020, 07:27 PM   #31
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Dominion Energy Reliability Investment. (DERI) Still paying 2% with free checks. Some conditions, but pretty easy for a “not everyday” checking/MM type account. .
Not a bank. Not FDIC insured.

Many years ago I looked at a similar account from GM. Wonder how those turned out.
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Old 08-28-2020, 08:57 PM   #32
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Not a bank. Not FDIC insured.

Many years ago I looked at a similar account from GM. Wonder how those turned out.
They turned out fine.
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Old 08-29-2020, 12:39 AM   #33
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I have a checking acct paying 4% but only on the first 10k, anything over that is near 0%. It gives me a free 30 something bucks a month.
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Old 09-04-2020, 04:35 PM   #34
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Not a bank. Not FDIC insured.

Many years ago I looked at a similar account from GM. Wonder how those turned out.
https://www.rightnotes.com/
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