Quote:
Originally Posted by audreyh1
Yeah, that’s basically how I look at it, especially since I am only withdrawing from the $1.9M in this case.
In our examples, the only thing someone can tell me is that I have a slightly lower equity allocation overall, but I also have a slightly lower withdrawal rate overall.
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Exactly, so in my example and for me I don't really expect my non AA cash account to be more than 5% of investment assets (if I were including it in investment assets for calculation purposes), is there really a major difference between 47.5/52.5 and 50/50 for retirement success?
However, I want guarantees for the purposes in which I intend to use these monies and yes there is also some psychology there that these monies are 100% "safe".