Changing Spouse's SS to Spousal Benefit
I am 67 and 7 months old. My spouse is 77 and 1 month old. She took SS at 64 before we were able to marry. Her benefit would be larger as a spousal benefit than it is under her own record. I am considering applying for my SS next year probably at age 68. How do we go about changing her benefit to spousal? Can you point me in the direction of the info on the .gov site? Should I arrange a meeting to discuss with a SS rep?
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"Retirement isn’t really a switch you flip at a certain age anymore," the Schwab report states. "It’s a financial state that allows for the flexibility to make work optional."
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