audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
This US bank, First Niagra, is issuing chip & PIN:
New York Bank Believes Americans Can Remember a PIN | NACS Online – News & Media Center – News Archive
But PIN will only work if terminal is equipped to handle such.
It will take the US several years, but I predict by 2020 chip & PIN will predominate here too.
If terminals will accept debit cards they should handle PINs.