Closing credit cards

[utrecht]

How do you fight something like that?

[mpeirce]

I honestly have never checked my credit score and don't care very much what it is.

I have no intention of ever taking out a loan, though I do understand it can have some impact on insurance costs.

I do check my annual free credit report to make sure there isn't odd activity on it.

[Bflotomny]

Since I made my initial thread I have learned from a review of my credit report of a AE credit card issued by my employer over 10 years ago that is still on my report. I no longer have the card and the company doesn't exist today. It was sold twice or three times since I left. I spoke with AE and they confirmed that the card wasn't directly theirs by the first 5 numbers on the card. They explained that the card was issued by a company for the use by employees.
So here I sit with a card with a $20,000 limit that I can't use or get off my report.

[Sunset]

Quote:

Originally Posted by Bflotomny Since I made my initial thread I have learned from a review of my credit report of a AE credit card issued by my employer over 10 years ago that is still on my report. I no longer have the card and the company doesn't exist today. It was sold twice or three times since I left. I spoke with AE and they confirmed that the card wasn't directly theirs by the first 5 numbers on the card. They explained that the card was issued by a company for the use by employees. So here I sit with a card with a $20,000 limit that I can't use or get off my report.

Why should there be a card number from a company that is gone, so weird.
That card must have been re-issued during the past decade so this could be an issue.
Report the card stolen/lost and you don't want a replacement.