I'm 48 and before 2008 my AA was 70/30. As the Dow dropped below 11000 (in 2008) I lost my nerve and rebalanced to 50/50 where I've stayed. I continued to dollar cost average, but all the way through the recent recovery I've sold taxable equities to maintain 50/50 and put the proceeds towards extra mortgage principal. I'm interested to know if anyone else is taking gains more frequently because of a basic uncertainty in the direction of the market?
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Nope. I invested in what I bought for the long term. If something appreciates to full valuation, I sell. Otherwise, I watch the quarterly reports and follow the industry fundamentals and don't worry about it too much.
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