Neither my wife or I had any matching for our 403b but we made a point of contributing the maximum to those and the Roth IRAs for the 15 years before we retired. It would have been nice to see some kind of matching but the public schools and the college didn't have any plan for that. However, now the only ones that eat cat food are the cats. It is just so surprising that so many people can't see past tomorrow.
Cheers!
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