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Credit limit raise
Old 02-24-2010, 10:07 PM   #1
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Credit limit raise

Has anyone heard of Is it of any use?

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Old 02-24-2010, 10:09 PM   #2
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Huzzaa! A sign that the economy is recovering!

Seriously, this is only a (small, marginal) benefit to your credit. So long as it does not tempt you to spend more, let them raise the limit all they like. Get on with the business of life.

"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."

- Will Rogers
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Old 02-24-2010, 10:43 PM   #3
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Originally Posted by glinka View Post
Has anyone heard of Is it of any use?
We had a discussion about this last summer

Yes, it can be useful.

Only got A dimple, would have preferred 2!
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Old 02-25-2010, 10:21 AM   #4
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I've been getting my credit score there since reading about it here back when - no problems, no issues. Getting a PenFed refi and got my credit report - to check on some items I pulled my FREE credit report from one of the three agencies - it was actually higher than Credit karma suggested my score would be.

Everyone is entitled to a free report once/year from each of the three agencies. I suggest getting the report by mail after screwing up trying to read one online. The mail version was here within a few days. From the FTC: The Federal Trade Commission's Information on Free Annual Credit Reports
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