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08-08-2010, 11:37 AM
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#41
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Recycles dryer sheets
Join Date: Mar 2009
Posts: 281
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Quote:
Your credit union sux. Of the 6 credit unions I've been a member of none did what you are explaining. I'm not doubting what you are saying.
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You are probably right. But they do have great rates on their reward checking so we are going to keep them for that only.
I guess if we switch credit unions in the future I know now what to ask. But back when we opened the account I didn't think to ask questions about things like bill pay times and hold times because it had never been a problem for us anywhere else.
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08-09-2010, 10:32 PM
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#42
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Kerrville,Tx
Posts: 3,361
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[QUOTE=Finance Dave;963766]Yes, there may be a disadvantage. Many credit unions don't have access to some of the more fancy "services" as the banks do. For example, I went to buy Euros last week for my trip to Germany next year (wanted to lock in the rate). My credit union does not sell foreign currencies. Local banks do sell, but you must be a customer with a minimum history and balance of x. "
At least some AAA branches sell foreign currency, as well as some American Express Travel service offices (both Travelers Checks and currency) If you have an Amex card you can buy at the amex office. (Limits vary by the color of the card of course)
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08-10-2010, 03:19 AM
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#43
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Thinks s/he gets paid by the post
Join Date: Jun 2010
Location: Palma de Mallorca
Posts: 1,419
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Quote:
Originally Posted by Finance Dave
Local banks do sell, but you must be a customer with a minimum history and balance of x.
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Wow. You can walk into any European bank with non-drug-dealer amounts of US$ cash and convert it to Euros on the spot. Has Homeland Security declared that you need a background check to buy "furren" money?
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08-10-2010, 04:41 PM
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#44
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Full time employment: Posting here.
Join Date: Sep 2004
Posts: 607
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Quote:
Originally Posted by BigNick
Wow. You can walk into any European bank with non-drug-dealer amounts of US$ cash and convert it to Euros on the spot. Has Homeland Security declared that you need a background check to buy "furren" money?
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I have never seen a limit in any US institution, but then again, I have never attempted to convert a large amount. The only Homeland Security directive that I've seen is that you have to let them know on your customs declaration if you bring greater than US$10K or equivalent in another currency.
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08-10-2010, 05:32 PM
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#45
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Posts: 1,798
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Quote:
Originally Posted by WanderALot
I have never seen a limit in any US institution, but then again, I have never attempted to convert a large amount. The only Homeland Security directive that I've seen is that you have to let them know on your customs declaration if you bring greater than US$10K or equivalent in another currency.
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It's actually a federal statute, not a DHS directive.
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