Crowd-sourcing when to Rebalance

[target2019]

This is exactly my approach but I'm not following how it's hard to do if you accept your advice to ignore everything but out of band events. And that's going to cover most of the events that happen because the swings don't usually throw things out of whack that much.

Ignoring all else is hard to do. Not rebalancing.

 

[gerntz]

i never let the tax tail wag the investment dog

That's a blind faith way of looking at things. Keep going for it.

 

[mathjak107]

taxes can be a mixed bag .

dealing with 30 or 40 years of pent up taxes in retirement can be a double edge sword .

i was happy i payed taxes along the way when i made my changes to my portfolio as i changed things for retirement .

i did it in 2007 and was able to do all the changes i wanted without getting killed tax wise .

had i not paid any taxes along the way i would have needed more then 1 year to do it and would have been killed in 2008 if i had to delay the change .

so having a tax torpedo to deal with that has decades of taxes due may not always be the best way either

 

[target2019]

I don't think too deep about taxes, what was, what is. Keep it pretty simple, and try to pay less taxes.

I do notice that others may have different way(s) of looking at this.