Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Old 10-16-2013, 06:36 AM   #21
Recycles dryer sheets
Cat-tirement's Avatar
 
Join Date: Mar 2013
Posts: 285
The stable value fund in my 401k is currently listing as yielding a little over 2%, though I don't use it. DW's 403b has a "fixed income option" where they lock a return rate for six months at a time, and announce it in advance. It has been at 3% since 2009. Earlier this year I moved almost half our bond allocation into it.
__________________
How can you tell when a cat is retired?
Cat-tirement is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-16-2013, 06:44 AM   #22
Thinks s/he gets paid by the post
GalaxyBoy's Avatar
 
Join Date: Jul 2009
Location: The Beautiful Blue Ridge Mountains
Posts: 2,791
Quote:
Originally Posted by GalaxyBoy View Post
We have two in our plan. One has a 1-year return of 1.02% with an ER of 0.41%; the other has a 1-year return of 0.13% with an ER of 0.16%.

Gotta love those returns and expenses.
Forgot to check DW's funds in her 457 plan. The YTD return on the "stable value fund" is 1.33%.
GalaxyBoy is offline   Reply With Quote
Old 10-16-2013, 08:03 AM   #23
Confused about dryer sheets
 
Join Date: Mar 2010
Posts: 8
I retired back in July and left my SV fund with my former employer.

It is currently paying 2.9%
Brierfield is offline   Reply With Quote
Old 10-16-2013, 10:13 AM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
jollystomper's Avatar
 
Join Date: Apr 2012
Posts: 6,173
2.4%.
__________________
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
jollystomper is offline   Reply With Quote
Vanguard
Old 10-29-2013, 08:44 PM   #25
Recycles dryer sheets
 
Join Date: Jul 2012
Posts: 60
Vanguard

Quote:
Originally Posted by jollystomper View Post
2.4%.
Does vanguard have a stable fund
wrichards58 is offline   Reply With Quote
Old 10-29-2013, 09:00 PM   #26
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Koolau's Avatar
 
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,871
At about 2%, mine isn't even covering (my) inflation. However, I do like the (forgive the expression) stability of it (the nominal value never drops). Right now, it is beating the pants off most fixed income investments that have any guarantees. Since I have structured my WDR to be relatively low (much less than 4%) I don't worry too much about the Stab Val being in a long-term slump. I think it will eventually begin to produce again when interest rates finally rise. In the past, it has typically beaten inflation. I guess we will see. YMMV
__________________
Ko'olau's Law -

Anything which can be used can be misused. Anything which can be misused will be.
Koolau is offline   Reply With Quote
Old 10-30-2013, 07:07 PM   #27
Thinks s/he gets paid by the post
veremchuka's Avatar
 
Join Date: Oct 2010
Location: irradiated - too close to the nuclear furnace
Posts: 1,294
Quote:
Originally Posted by wrichards58 View Post
Does vanguard have a stable fund
SV funds are typically if not exclusively found in 401k perhaps 403b plans. If Vanguard were the custodian for your 401k perhaps they'd have a SV fund for your plan but I'm not really sure if even then. But for the public, no.
veremchuka is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Quick Links

 
All times are GMT -6. The time now is 10:25 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.