Dealing with capital gains & Qualified distributions in i-orp
Our after-tax portfolio is made up of mutual funds and is mainly equities.
How do I model the capital gains and qualified dividends in i-Orp? Their FAQ doesn't really help since they ask you to treat dividend paying equities like bonds. But the taxation is very different.
I'm hoping someone here has come up with a creative solution.
I want to see what they recommend when I ask them to do ROTH coversions to the top of a tax bracket. Their current recommendations are way off because they seem to assume no cap-gains distributions or dividends from mutual funds.