packrat44
Thinks s/he gets paid by the post
I turned 70 today so the question is not the usual debate - should I take SS early or take it later. That has already been determined for myself. My question is what month do I enter on the application as the starting month for benefits in order to receive the maximum SS benefits (132% of FRA). Do I enter Sep because that is the month of my birthday or enter Oct since that is the first full month after my birthday?