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Old 02-01-2019, 10:20 PM   #101
Recycles dryer sheets
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I too have Fidelity w/ Fidelity branded CC. I use autopay for this credit card without any overdraw issues.
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Old 02-01-2019, 10:22 PM   #102
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Join Date: Jan 2006
Location: Rio Grande Valley
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I get texts when a charge is made without the card present or above a certain amount, so I usually get notice of a fraudulent charge immediately.

In addition I always reconcile our credit card statements in Quicken. Transactions are usually downloaded. I collect receipts and go through the charges putting aside the receipts for shredding (or safe things that might be needed).

Then I let the bank autopay the credit card. Moving funds in if necessary.
Retired since summer 1999.
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Old 02-02-2019, 12:47 PM   #103
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Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,478
I have been paying my 2 CCs (Visa/DC) via autopay for over 30 years. No problems yet. I'll get back to you in 30 years to update you.
Part-Owner of Texas

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In dire need of: faster horses, younger woman, older whiskey, more money.
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Old 02-02-2019, 04:06 PM   #104
Confused about dryer sheets
Join Date: Jan 2019
Location: New York City'
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Originally Posted by RetireAge50 View Post
All bills including credit cards are automatically pulled from checking. I do nothing but monitor the balances and activity.
I pretty much do the same - it is much easier to do that so I can keep track of money going in and out of my accounts at all time.
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Old 02-02-2019, 06:42 PM   #105
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I know OP's interest was in autopaying cc least what the title suggests to me but I got a rude wakeup call today that perhaps the autopayment of bills to the credit card is even more important. If you're late with the cc payment, you will pay some bucks in penalty.

But if you're late paying bills like medical insurance, you run the risk of cancellation which wouldn't be pleasant if you had any pre-existing conditions.
In my case today the letter from the insurance company was a wake-up auto cancellation notice. I take pride in never missing such things.....they are on my calendar which I look at I don't know if I was too excited about leaving to see the grandchild or if I mixed up the umbrella policy due date or if I'm just getting senile or perhaps I needed more excitement in my

Fortunately the letter came just 8 days after the due date so they must only allow 5 or 6 days before they send it out. Also fortunate that we are home and not on an extended trip, that the insurance company has a 24 hr hotline, and that there is a 3+ wk grace period.

Everything else is on autopay......why not this one? Do they not do that or perhaps I never asked.......will have to find out.
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Old 02-02-2019, 07:04 PM   #106
Recycles dryer sheets
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Join Date: May 2014
Location: Pontiac
Posts: 101
We have done autopay and paperless on all of our billing for over ten years now. We have never had a problem. I have alerts sent to my phone for any expenditure over one dollar, so not too much gets by us. We also have set up many many alerts on all of our money related accounts.
We used auto debit on investing also.
If I had to say that there was a "downside" to our lifestyle, it would be that we keep WAY too much money in our checking account so as not to have to watch every penny going out.
Happily retired since Spring 2018!
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Old 02-03-2019, 11:58 AM   #107
Confused about dryer sheets
Join Date: Jun 2008
Posts: 7
Auto-pay for many years. So far, so good. KG
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Old 02-03-2019, 04:42 PM   #108
Recycles dryer sheets
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Join Date: May 2014
Location: Pontiac
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Originally Posted by audreyh1 View Post
You need to turn on the Do Not Disturb feature!
Happily retired since Spring 2018!
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Old 02-08-2019, 08:05 AM   #109
Recycles dryer sheets
Join Date: Sep 2007
Posts: 298
I do not auto pay CC. I prefer to know what a variable expense is before it is withdrawn and I also prefer to review like you, every few days. I do receive automatic e-mails with each charge made to my accounts. I do this for all credit cards I have. Everything else is auto pay w/2% cash back. Works great.
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