Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Old 12-13-2019, 04:23 PM   #141
Recycles dryer sheets
 
Join Date: Nov 2017
Location: -
Posts: 220
Quote:
Originally Posted by Dtail View Post
On a somewhat related note for those that have monies at Fidelity.
The returns for today appear to be way off on all my index funds to the down side based on what the markets did today.
Anyone else seeing this issue?
Check again - their systems were likely in the middle of handling the drop in price by the amount of dividend distributions that are bring paid out. Eventually you should see those funds with a flag indicating notes on distributions.
Cessna152 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-13-2019, 04:27 PM   #142
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 11,197
Quote:
Originally Posted by Cessna152 View Post
Check again - their systems were likely in the middle of handling the drop in price by the amount of dividend distributions that are bring paid out. Eventually you should see those funds with a flag indicating notes on distributions.
Thanks. That is what I expected to see in the first place. Perhaps the coordination is just slower this time.
__________________
TGIM
Dtail is offline   Reply With Quote
Old 12-13-2019, 07:55 PM   #143
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
Quote:
Originally Posted by Dtail View Post
On a somewhat related note for those that have monies at Fidelity.
The returns for today appear to be way off on all my index funds to the down side based on what the markets did today.
Anyone else seeing this issue?
You think maybe Fidelity paid out a bunch of mutual fund distributions today? They did!

Most Fridays in December
__________________
Retired since summer 1999.
audreyh1 is offline   Reply With Quote
Old 12-13-2019, 08:34 PM   #144
gone traveling
 
Join Date: Jan 2019
Location: NW Ohio
Posts: 1,156
A new all time high for me as well (just barely).
ckelly78z is offline   Reply With Quote
Old 12-13-2019, 10:15 PM   #145
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
travelover's Avatar
 
Join Date: Mar 2007
Posts: 14,328
Quote:
Originally Posted by ckelly78z View Post
A new all time high for me as well (just barely).
Me, too. I've got my stash more or less evenly split between Fido and Vanguard. This is the first time I've hit 7 digits at Fido. I should quickly apply for Private Client status before it drops again.
travelover is offline   Reply With Quote
Old 12-13-2019, 10:39 PM   #146
Moderator Emeritus
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 47,468
Quote:
Originally Posted by travelover View Post
Quote:
Originally Posted by ckelly78z View Post
A new all time high for me as well (just barely).
Me, too. [...]
Me, three!!

Checking portfolio balances is so much more fun now, than it was back in 2008-2009. I remember those depressing threads back then here on the forum! I like this kind of happy thread a lot better.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.

Happily retired since 2009, at age 61. Best years of my life by far!
W2R is online now   Reply With Quote
Old 12-13-2019, 11:33 PM   #147
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
travelover's Avatar
 
Join Date: Mar 2007
Posts: 14,328
Quote:
Originally Posted by W2R View Post
Me, three!!

Checking portfolio balances is so much more fun now, than it was back in 2008-2009. I remember those depressing threads back then here on the forum! I like this kind of happy thread a lot better.
Sell!Sell!Sell!
travelover is offline   Reply With Quote
Old 12-14-2019, 04:10 AM   #148
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 11,197
Quote:
Originally Posted by W2R View Post
Me, three!!

Checking portfolio balances is so much more fun now, than it was back in 2008-2009. I remember those depressing threads back then here on the forum! I like this kind of happy thread a lot better.
Me four by $296.
__________________
TGIM
Dtail is offline   Reply With Quote
Old 12-14-2019, 04:11 AM   #149
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 11,197
Quote:
Originally Posted by audreyh1 View Post
You think maybe Fidelity paid out a bunch of mutual fund distributions today? They did!

Most Fridays in December
The balances are now correct this morning, although they now removed the retirement calculator (again) from the summary sheet.
__________________
TGIM
Dtail is offline   Reply With Quote
Old 12-14-2019, 04:58 AM   #150
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
When I do quotes in Quicken, I know I’ll see a drop on distribution day, and usually the next day or two I’ll get notified of a distribution and download it which erases (most of) the drop.
__________________
Retired since summer 1999.
audreyh1 is offline   Reply With Quote
Old 12-14-2019, 02:30 PM   #151
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Katsmeow's Avatar
 
Join Date: Jul 2009
Posts: 5,307
Quote:
Originally Posted by Dtail View Post
The balances are now correct this morning, although they now removed the retirement calculator (again) from the summary sheet.
Yes, I had the same experience. I saw the drop yesterday and went and looked at each fund and saw which ones had reported the distributions.

This morning the balances were correct.
Katsmeow is offline   Reply With Quote
Old 12-14-2019, 02:42 PM   #152
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
steelyman's Avatar
 
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,807
I was glad to see the year-end distributions get started. Earlier this year I stopped reinvestments of all stock-type funds in my traditional IRA. Rather, I’m moving the cash over to bond-type funds in that same traditional IRA.

The plan, which will take some time, is to have only stock funds in Roth (already there) and mostly bonds in traditional.
__________________

steelyman is offline   Reply With Quote
Old 12-14-2019, 03:17 PM   #153
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
jollystomper's Avatar
 
Join Date: Apr 2012
Posts: 6,098
Quote:
Originally Posted by W2R View Post
Me, three!!

Checking portfolio balances is so much more fun now, than it was back in 2008-2009. I remember those depressing threads back then here on the forum! I like this kind of happy thread a lot better.

December of last year is still too close for me to get too happy just yet. I'll wait and see how things are on 12/31 before doing my happy dance.
__________________
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
jollystomper is offline   Reply With Quote
Old 12-14-2019, 08:13 PM   #154
gone traveling
 
Join Date: Jan 2019
Location: NW Ohio
Posts: 1,156
Quote:
Originally Posted by jollystomper View Post
December of last year is still too close for me to get too happy just yet. I'll wait and see how things are on 12/31 before doing my happy dance.
Nov/Dec of last year was bad to everyone, I lost about 15% in 2 months, but have gained back 26% this year.
ckelly78z is offline   Reply With Quote
Old 12-14-2019, 08:59 PM   #155
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2016
Posts: 8,968
I made a hundred and thirty grand last month, woo-hoo!
RobbieB is offline   Reply With Quote
Old 12-14-2019, 10:25 PM   #156
Moderator Emeritus
W2R's Avatar
 
Join Date: Jan 2007
Location: New Orleans
Posts: 47,468
Quote:
Originally Posted by RobbieB View Post
I made a hundred and thirty grand last month, woo-hoo!
Terrific!
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.

Happily retired since 2009, at age 61. Best years of my life by far!
W2R is online now   Reply With Quote
Old 12-16-2019, 09:17 AM   #157
Thinks s/he gets paid by the post
Rianne's Avatar
 
Join Date: Aug 2017
Location: Champaign
Posts: 4,677
Good feeling knowing we can weather a storm a little easier.
__________________
"Do not go where the path may lead, go instead where there is no path and leave a trail."

Ralph Waldo Emerson
Rianne is offline   Reply With Quote
Old 12-16-2019, 09:26 AM   #158
Thinks s/he gets paid by the post
 
Join Date: Aug 2005
Location: Crownsville
Posts: 3,695
Quote:
Originally Posted by ckelly78z View Post
Nov/Dec of last year was bad to everyone, I lost about 15% in 2 months, but have gained back 26% this year.
Yep, from 9/30/18 to 12/24/18, I lost about 17.5%. It roared back fast though. By 12/31/18, I was only down about 13.1% from that September peak.

I like to look at that period from 12/31/17 to 12/31/18 though...I was only down about 6.9%, and that takes some of the drama out of it

I'm up around 31% from that 12/24/18 bottom.
Andre1969 is offline   Reply With Quote
Old 12-16-2019, 01:40 PM   #159
Full time employment: Posting here.
 
Join Date: Jun 2017
Location: Punta del Este
Posts: 639
So wondering if all this extra money makes any of you change your thinking or budgets?

I started the year (after that horrible December '18) with a projected 2.5% withdrawal rate and felt pretty good... (have other income outside of the financial investment portfolio.) Here we are about a year later and despite my best efforts and still pulling out that money and what I thought was excess spending am up quite a bit from where I expected. So does one recalculate their 2020 budget based on the new balance or do you stick with what it was when you started plus inflations as is suggested and keep letting it grow?

I am all for LBYM That is Below not "Beyond" or perhaps is it time for a little extravagance? Hard when one is cheap by nature and been all about savings for some time.....

A related question, do you believe it is better to blow a fixed amount on something special, Trip, new car, Kitchen renovation, or adjust your lifestyle? Better clothes, more and better restaurants, Bigger house, a boat, 5 star travel instead or 4 star. First class instead of Business? Anyone afraid of getting used to that more expensive lifestyle?
Retired Expat is offline   Reply With Quote
Old 12-16-2019, 01:45 PM   #160
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 11,197
Quote:
Originally Posted by Retired Expat View Post
So wondering if all this extra money makes any of you change your thinking or budgets?

I started the year (after that horrible December '18) with a projected 2.5% withdrawal rate and felt pretty good... (have other income outside of the financial investment portfolio.) Here we are about a year later and despite my best efforts and still pulling out that money and what I thought was excess spending am up quite a bit from where I expected. So does one recalculate their 2020 budget based on the new balance or do you stick with what it was when you started plus inflations as is suggested and keep letting it grow?

I am all for LBYM That is Below not "Beyond" or perhaps is it time for a little extravagance? Hard when one is cheap by nature and been all about savings for some time.....

A related question, do you believe it is better to blow a fixed amount on something special, Trip, new car, Kitchen renovation, or adjust your lifestyle? Better clothes, more and better restaurants, Bigger house, a boat, 5 star travel instead or 4 star. First class instead of Business? Anyone afraid of getting used to that more expensive lifestyle?
I am using a % of current/remaining portfolio WR concept using a 3% rate. So right now the budget will be higher for next year.
__________________
TGIM
Dtail is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Is Dow 13,000 - 15,000 on the horizon at the rate of this plunge? cyber888 FIRE and Money 74 12-28-2018 09:17 AM
$20,000,000,000 in Taxes. mickeyd FIRE and Money 12 11-01-2006 04:49 PM
$423,000,000,000.00 Howard Other topics 25 02-08-2006 02:59 PM
$2,000,000,000,000- Happy 55th mickeyd Other topics 12 12-28-2004 08:19 AM

» Quick Links

 
All times are GMT -6. The time now is 11:09 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.