Drawdown of His and Her Retirement Accounts...?
Here is my question....
Is there any prevailing strategy or considerations for how a married couple should or could drawdown their accounts each year...ie, his first then hers, or both equally?
How about drawdown of his/her accounts pre/post RMD age?
Our accounts values are pretty evenly split with both TIRA and Roths, 62/63, both retired, and we have not yet started SS. We have used single joint accounts for our entire married life.
My thought was to drawdown mine first (His) since actuarially I will most likely die first and then that would leave less red tape for my DW.
Appreciate your responses...long time reader, enjoy this forum greatly for its knowledge and insight.
|