Drawdown of His and Her Retirement Accounts...?

[topsider]

Here is my question....

Is there any prevailing strategy or considerations for how a married couple should or could drawdown their accounts each year...ie, his first then hers, or both equally?

How about drawdown of his/her accounts pre/post RMD age?

Our accounts values are pretty evenly split with both TIRA and Roths, 62/63, both retired, and we have not yet started SS. We have used single joint accounts for our entire married life.

My thought was to drawdown mine first (His) since actuarially I will most likely die first and then that would leave less red tape for my DW.

Appreciate your responses...long time reader, enjoy this forum greatly for its knowledge and insight.

 

[harley]

It should make no difference, since (unless your will specifies otherwise) what's yours will become hers when you die. And vice-versa. My only recommendation is to determine what works best tax-wise, and that will be gender-independent, I suspect.