View Poll Results: What I did to my equity holding since August 1st, 2007
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I don't like this poll.
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3 |
1.95% |
Sold 75+%
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3 |
1.95% |
Sold 50+%
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0 |
0% |
Sold 25+%
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0 |
0% |
Sold 10+%
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4 |
2.60% |
Stayed put. No buying, no selling.
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110 |
71.43% |
Bought 10+% more
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29 |
18.83% |
Bought 25+% more
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3 |
1.95% |
Bought 50+% more
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1 |
0.65% |
Bought 75+% more
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1 |
0.65% |
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08-16-2007, 04:13 PM
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#21
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: No Country for Old Men
Posts: 47,665
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I did what I do best: nothing
__________________
Numbers is hard
Retired in 2005 at age 58, no pension
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08-16-2007, 04:15 PM
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#22
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Thinks s/he gets paid by the post
Join Date: Mar 2006
Location: Houston
Posts: 2,155
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Quote:
Originally Posted by Nords
If you're thinking about getting back in the market,
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FWIW, I have never left the market.
Quote:
Originally Posted by Nords
..., consider that mid-October has started a lot of holiday rallies and the government is ramping up the economy for an election year.
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Thanks for the reminder.
Quote:
Originally Posted by REWahoo
I did what I do best: nothing
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No need to brag!
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08-16-2007, 04:26 PM
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#23
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Location: Boise
Posts: 5,077
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I did move $2K from cash into VTSMX for my kids' college today. But I would have done that soon anyway...it was sort of a discretionary buy.
Other than that and the typical paycheck 401(k) contribution, just standing pat.
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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08-16-2007, 04:33 PM
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#24
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 44,593
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Quote:
Originally Posted by SecondCor521
I did move $2K from cash into VTSMX for my kids' college today. But I would have done that soon anyway...it was sort of a discretionary buy.
Other than that and the typical paycheck 401(k) contribution, just standing pat.
2Cor521
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That's the cool thing about making regular 401K contributions (or TSP, in my case). We just keep DCA'ing into these funds, whether the market is up or down. I didn't even count my TSP contribution when I answered the poll.
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08-16-2007, 04:44 PM
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#25
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Dryer sheet aficionado
Join Date: Jul 2007
Posts: 47
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I was waiting for a dip to buy...and the dip turned into a cliff.
So, technically I put in +20% investment during the dip, unfortunately not at the lowest point...which is to be determined.
I'm well into the red now, sad to say experience.
-Mach
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08-16-2007, 04:50 PM
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#26
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Posts: 1,605
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Sold and then immediately bought back similar stuff. Finally have some tax losses to harvest! Woohoo!
__________________
Emancipated from wage-slavery since 2002
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08-16-2007, 05:13 PM
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#27
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,401
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I bought VEU & VTI last week, but they continue to fall - bummer!:confused:
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08-16-2007, 05:24 PM
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#28
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,822
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Checking the weather report - there have been no long power failures in Valley Forge - Vanguard computers probably have backup bats' any wise.
Target Retirement 2015 - ya gotta love automatic!
In keeping with 'sell in May and go away'. - my crystal ball says wait till the Saints open regular season against last years Superbowl champs before adjusting any of the Norwegian widow stocks.
Of course - one must be careful about past performance - a least with the stock market. Right?
heh heh heh -
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08-16-2007, 05:27 PM
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#29
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Recycles dryer sheets
Join Date: Jan 2006
Location: Houston
Posts: 218
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So far I'm standing pat. I'm still a bit ahead for the year (although that could only last a few more days at this rate) and that encourages me to hang on for the ride. I don't feel like I'm over-weighted in equities, so I can't see selling now.
__________________
"Be careful about reading health books. You may die of a misprint." - Mark Twain
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08-16-2007, 05:37 PM
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#30
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2005
Posts: 10,234
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Quote:
Originally Posted by twaddle
Sold and then immediately bought back similar stuff. Finally have some tax losses to harvest! Woohoo!
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Ditto! I've saved myself thousands of dollars in taxes!!! Woohoo!
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08-16-2007, 05:40 PM
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#31
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,754
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Quote:
Originally Posted by LOL!
Ditto! I've saved myself thousands of dollars in taxes!!! Woohoo!
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Isn't the term 'deferred'?
__________________
There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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08-16-2007, 05:50 PM
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#32
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2005
Posts: 10,234
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Quote:
Originally Posted by kumquat
Isn't the term 'deferred'?
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Not quite. I will use the losses to offset ordinary income and short term gains taxed at 33%, but the replacement gains will be held long term and those gains will be taxed at 15%. So that means Uncle Sam pays for 18% of my losses.
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08-16-2007, 08:28 PM
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#33
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Thinks s/he gets paid by the post
Join Date: Apr 2006
Posts: 1,487
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i've been nibbling, but have fortunately been cautious so i still have a chunk sitting on the side-lines ...
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08-16-2007, 08:45 PM
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#34
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Moderator
Join Date: May 2007
Posts: 12,741
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I voted "stayed put" but I did invest some money in the market by way of scheduled 401K, IRA and taxable account contributions (although it represents only about 1.2% of total portfolio). I haven't sold any equities but I did reduce the credit risk in my fixed income portfolio. I have some cash on the sidelines that I will inject in the market a little bit at a time.
__________________
46 years old, single, no kids. Exited the job market in 2010 (age 36). Have lived solely off my investments since 2015 (age 41). No pensions.
Current AA: real estate 64% / equities 10% / fixed income 16% / cash 10%
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08-17-2007, 02:26 AM
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#35
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
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I have learned to not try to time the market. I can point to few times that I guessed correctly. And if I got it right on one side of trade (for example got out)... I missed the other side (getting back in at the right time). I would only sell equities that were in trouble (looking like bankruptcy or fundamental problems). If the investment is a good one, I would hold it.
I use asset allocation. On the equity portion of the portfolio (the %)... Like Texas Holdem... I am all in!
I will just ride the waves and let some of those big upward equity waves slosh into my tranquil lagoon of bonds/fixed.
Thats my story, I am sticking to it.
Good luck to all.
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08-17-2007, 07:17 AM
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#36
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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i wound up buying a bunch about 1/2 way down because i had just moved the remainder of my ira to vanguard. but then it kept on going down, bummer. i would be depressed about that but since i'm down 30% on real estate, what i've lost in the market hardly bugs me at all.
i'm pretty sure i was just mean for a weekly check or my allowance. i don't seem to get the hang of this. and since i have no intention of ever working again and mom is dead, um, anyone wanna adopt me? i come with a decreasing dowry but a well-stocked sense of humor.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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08-17-2007, 07:44 AM
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#37
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Location: DFW
Posts: 1,988
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As usual, I did nothing.
I considered moving 50% of the bond funds into equities just to prove I'm so smart. But, what if I wasn't? Plus 64 is no age to gamble. "You gotta know when to hold 'em; know when to fold 'em; know when to walk away; know when to run."
__________________
Resist much. Obey Little. . . . Ed Abbey
Disclaimer: My Posts are for my amusement only.
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08-17-2007, 07:45 AM
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#38
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Location: Silicon Valley
Posts: 1,812
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We did some tax loss harvesting and thinned out the portfolio, which was much needed.
However we will now return to our normal schedule of purchasing once a week and we continue to buy via a few DRIP programs we participate in.
__________________
I be a girl, he's a boy. Think I maybe FIRED since July 08. Mid 40s, no kidlets. Actually am totally clueless as to what is going on with DH.
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08-17-2007, 02:39 PM
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#39
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Location: Boise
Posts: 5,077
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Quote:
Originally Posted by SecondCor521
I did move $2K from cash into VTSMX for my kids' college today. But I would have done that soon anyway...it was sort of a discretionary buy.
Other than that and the typical paycheck 401(k) contribution, just standing pat.
2Cor521
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Hey lookee! I'm a contrarian indicator!
(Because I made the buy late yesterday afternoon, I got today's closing price.)
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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08-18-2007, 05:22 AM
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#40
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Thinks s/he gets paid by the post
Join Date: Oct 2005
Posts: 2,713
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staying put for lotsa reasons:
-most holdings in taxable accounts
-buy & hold so would be facing big CG even to sell "losers" or less-desireable holdings; I also don't rebalance (bad!) for this reason.
-80% equities/10%bonds/10%cash; see above (urk!)
I would rather be buying but I have to take a close look at how much cash we really have to throw at this situation.. would rather not exacerbate any losses. As of today I looked and with Friday's prices YTD we are still up 6.5% (portfolio gains & investment income only) so I can't really say I am feeling any serious pain as of yet.
The same report run on Thursday's prices said 5.1%; on Wednesday's 10.3%.. big difference between 5% and 10%, but what can ya do? YTD 8/1/07 it was 12.6% (nice, but 6.5% is ok, too.. taking into account that if I look back 365 days to 8/18/06 the "year's" return for me was 16.3% -- sometimes the choice of "frame" is important).
The difference between the 5% ytd return and the 10% ytd return is predicated on a change (Wed.->Thurs.) of only 3% of the underlying portfolio which then got back about 1% (Thurs.->Fri.).
Not particularly scary yet, and even if it were I'm not convinced churning or pulling $ out is the appropriate solution.
Here's one way of looking at it:
Forbes.com: Digital Rules By Rich Karlgaard
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Interesting! I figured more buyers than sellers.. but as of now the responses are 27/4 - quite a difference.
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