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Old 02-21-2017, 10:10 AM   #41
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Ah, true believers. I will leave you to your mumbo jumbo. I hope it works out really well for you.
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Old 02-21-2017, 10:37 AM   #42
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"True Believer" what does that mean? The same as "mumbo jumbo".? It was just a couple of days ago you talked about "looking over a portfolio of loans that was a bus full of girl scouts getting hit by a train bad"...

So evidently things do slip through the cracks even when there are rules and regulators watching. As I said before, the "regulators" in this state didn't do a blasted thing except wring their hands and wave bye-bye as BC beat a hasty exit.
I believe the number one value in something like Liberty shares is that they will go to bat for you and more then likely get you a negotiated rate as apposed to "rack rate" for your hospital/doctor bills.

If you have some evidence of fraud in these program, bring it on. But your mocking tone isn't very pleasant.
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Old 02-21-2017, 12:22 PM   #43
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"True Believer" what does that mean? The same as "mumbo jumbo".? It was just a couple of days ago you talked about "looking over a portfolio of loans that was a bus full of girl scouts getting hit by a train bad"...

So evidently things do slip through the cracks even when there are rules and regulators watching. As I said before, the "regulators" in this state didn't do a blasted thing except wring their hands and wave bye-bye as BC beat a hasty exit.
I believe the number one value in something like Liberty shares is that they will go to bat for you and more then likely get you a negotiated rate as apposed to "rack rate" for your hospital/doctor bills.

If you have some evidence of fraud in these program, bring it on. But your mocking tone isn't very pleasant.
It means you will never be convinced that the mumbo jumbo plans are not insurance and do not benefit from the protections that insurance offers. That is OK, I am fine agreeing to disagree. I will never be comfortable taking credit exposure of potentially very large size to an unregulated health insurer who has no legal requirements to hold reserves or capital. If you are, well, good luck with that. I don't feel the need to argue with you over this in perpetuity.
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Old 02-21-2017, 12:44 PM   #44
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It means you will never be convinced that the mumbo jumbo plans are not insurance and do not benefit from the protections that insurance offers. That is OK, I am fine agreeing to disagree. I will never be comfortable taking credit exposure of potentially very large size to an unregulated health insurer who has no legal requirements to hold reserves or capital. If you are, well, good luck with that. I don't feel the need to argue with you over this in perpetuity.
Well I actually have regular insurance,I never said I used this plan. My point was I don't feel as warm and fuzzy about the "real" insurance companies as I used to. If you pay into a certain insurance company for decades and they can dump you with less then 6 months notice that doesn't feel like much protection.
The only individual HMO BCBS offers in my region of the state has 60 doctors and wait for it, not one specialist in anything. So if I kept that plan I could pay 12K a year and 6500 out of pocket for the privilege of seeing a local MD. Everything else is out of network and so at rack rate.. This doesn't feel like much protection from my point of view. With options like this some people might have to start thinking outside of the norm. We were able to obtain small group coverage thru our family business to get PPO coverage, but many around here don't have that option.

I have many neighbors who have been thrown in a very distressing situation basically you are Da%$ed if you do (HMO with nothing but a local GP ) or da$#ed if you don't (consider something like Liberty)..it's not so black and white as you make it out to be.
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Old 02-21-2017, 01:32 PM   #45
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No question the healthcare system is dysfunctional. Only gubmint can fix this one and clearly it will not. I could expound on an obvious solution, but it would likely draw a porcine response.
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Old 02-21-2017, 01:40 PM   #46
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No question the healthcare system is dysfunctional. Only gubmint can fix this one and clearly it will not. I could expound on an obvious solution, but it would likely draw a porcine response.
well then we agree ......but you got my point that I don't see using Liberty as just drinking the Kool-Aid...
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Old 02-21-2017, 01:56 PM   #47
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No question the healthcare system is dysfunctional. Only gubmint can fix this one and clearly it will not. I could expound on an obvious solution, but it would likely draw a porcine response.
Could you shoot me a "25 words or less" version in a message?
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Old 02-21-2017, 02:03 PM   #48
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well then we agree ......but you got my point that I don't see using Liberty as just drinking the Kool-Aid...
I got the idea several threads ago. I still think it is an unacceptable risk, but you pays yo money and you takes yo chance (literally, in this case.
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Old 02-21-2017, 02:04 PM   #49
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Could you shoot me a "25 words or less" version in a message?
Some variation on Medicare for all.
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Old 02-21-2017, 02:06 PM   #50
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Some variation on Medicare for all.
Ah Ok. That computes. Thanks
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Old 02-21-2017, 02:07 PM   #51
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Absolutely but tell me how you feel about paying 18500 dollars a year for visits to your local GP....I bet you wouldn't find that very acceptable either.
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Old 02-21-2017, 02:34 PM   #52
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I was interested in the sharing cost of health ministries and it seems unless I misunderstood that you pay half of the costs and they pay the other half after the deductible. That could get really expensive fast but it is a lot cheaper on a monthly basis.
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Old 02-21-2017, 07:22 PM   #53
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I was interested in the sharing cost of health ministries and it seems unless I misunderstood that you pay half of the costs and they pay the other half after the deductible. That could get really expensive fast but it is a lot cheaper on a monthly basis.
I'm done some research but I'm not a member of one of the ministries. You'll need to look over each one closely because the specifics vary but I don't recall any working the way you described. Some have a yearly deductible, others have a per incident deductible, after you pay the deductible then the ministry covers the remaining cost. Most have some type of annual limit but offer options to increase that amount.
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