Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Evidently we're still not communicating. My reply was aimed at the notion that people can't save enough while they are working, not what they need to live on in retirement. People I work with are constantly telling me they need every dime they have just to live and can't save anything, and it's pure hogwash in about 90% of those cases. And that's what I was reading into your post.