Excellent recent Kitces blog post on income generation
There have been recent posts on TIPS ladders and a 50/50 Wellesley/Wellington portfolio to produce retirement income. There are lots of tools in the retirement income toolkit and here is a good post from Kitces that covers quite a few of them and I think honestly explains their pros and cons. Don't be put off by the title, the post it's not just about annuities.............it actually ends up being more of a critic of the use of bonds in a portfolio so the people interested in TIPS ladders and balanced funds for retirement income might be interested.
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent