FILL IN THE BLANKS.....if your not yet ER'ed

N

nicolette

Dryer sheet wannabe
Joined
Jan 29, 2008
Messages
10
Short and simple....
What are your Lifestyle and Financial GOALS in order to reach FIRED (in today's dollar)?

1. I (We) wish to have $______/yr after tax to live on to support my (our) lifestyle in retirement.

AND

2. I (We) want to live in a primary residence worth __________, preferably in the city, town, of ____________.

for those who want more:
3. I (We) want to live in a secondary residence worth _________, preferably in the city, town of ____________.

To start, me (us) :

1. $75K - 100K/yr
2. $1M - 1.5M, Vancouver, BC Canada
3. $500K - 750K, Southern California (in the winter)

No discouraging comments please.....just want to hear your FIRE LIFESTYLE WISHES and GOALS. :)
 
nicolette said:
Short and simple....
What are your Lifestyle and Financial GOALS in order to reach FIRED (in today's dollar)?

1. I (We) wish to have $______/yr after tax to live on to support my (our) lifestyle in retirement.

AND

2. I (We) want to live in a primary residence worth __________, preferably in the city, town, of ____________.

for those who want more:
3. I (We) want to live in a secondary residence worth _________, preferably in the city, town of ____________.

To start, me (us) :

1. $75K - 100K/yr
2. $1M - 1.5M, Vancouver, BC Canada
3. $500K - 750K, Southern California (in the winter)

No discouraging comments please.....just want to hear your FIRE LIFESTYLE WISHES and GOALS. :)
Click to expand...
--
1. I'm there, but a little worried about the value of tomorrow's dollars.
2. I'm there, but may move to cheaper place five years down the road.
3. N/A
See my previous posts for details.

Hello, Nicolette, and welcome!
 
1. 65K
2. 200K, current residence overlooking the Niagara River, NY
3. rent 3 months in winter at various warm climate places in US.
 
1) 30K
2) 150K, somewhere in the south
3) N/A...that would entail cleaning and keeping up two homes! I would travel but rent.
 
1) 100-110k
2) 1-1.2M Central Valley CA
3) Don't want it if it means extra years of work, 350k if the markets are kind enough to allow it (intermountain west)
 
1) 40k
2) $ value of house doesn't matter - want to live in the area I live right now because everyone else I know in the world is right here - central NJ, USA - living elsewhere would be cheaper but I wouldn't know anyone.
3) N/A
 
$80-$100K before taxes
$300-$400K, tbd where, but medium or low COL, near big water, summers not too hot
May keep the boat (plan is the boat and associated expenses goes when we quit working), but no second home.
 
Someone telling me not to write something discouraging in his/her first post makes me want to, well, write something discouraging!!!!!!
 
Hello, Nicolette. Thank you for your first post on the ER forum.

Might I suggest that you post in the "Hi, I Am" forum to tell us a little about yourself, and get to know us a little through your other posts before asking for our personal financial information? Some forum members have indicated to the Moderation Team that they are wondering about your motives, and I really don't have anything to tell them. Thank you!
 
1) $70-80K / year (fondly we do hope)
2) will continue to live in our $700K house in Bethesda MD
3) no second house -- our luxuriation will be travel
 
Hi there, welcome to the forum, please tell us about yourself.

FWIW, our plans are:

1. $75K - 90K/yr
2&3. plan to rent and stay mobile
 
nicolette said:
Short and simple....
What are your Lifestyle and Financial GOALS in order to reach FIRED (in today's dollar)?

1. I (We) wish to have $______/yr after tax to live on to support my (our) lifestyle in retirement.

AND

2. I (We) want to live in a primary residence worth __________, preferably in the city, town, of ____________.

for those who want more:
3. I (We) want to live in a secondary residence worth _________, preferably in the city, town of ____________.

To start, me (us) :

1. $75K - 100K/yr
2. $1M - 1.5M, Vancouver, BC Canada
3. $500K - 750K, Southern California (in the winter)

No discouraging comments please.....just want to hear your FIRE LIFESTYLE WISHES and GOALS. :)
Click to expand...

Sounds like a typical Marketing survey to me. :p
 
Bikerdude said:
Sounds like a typical Marketing survey to me. :p
Click to expand...
The Moderation Team has had some inquiries as to the motives of this first and (at present) only post of nicolette. This is why we have asked her to introduce herself in the "Hi, I am..." forum.

I know I am looking forward to learning more about her and her motives, and hopefully strike up some discussions with her.
 
Hi again....okay I'll post in Hi, I am forum. But to let everyone know, this is NO survey. I have been reading lots here and have found posts very inspiring and useful. We want to ER but from experience, it is much better having a lifestyle similar to when you're working (just without the work). For us this means being in a beautiful city with LOTS of amenities nearby. Small towns where there is cheaper housing is okay, but for us this is giving up alot as there are not enough amenities to keep us stimulated for the numerous years in retirement......LOTS of choices in restaurants, theatre, movies, sports venues, night life, etc. A population of approx 1-2M would be ideal. And in order to live in the city, particularly on the west coast, it takes more $. For us, the tradeoff is worth working until we get there. Having said this though, I definitely want to ER!!!!

I mentioned not to write any discouraging comments because we've really thought about what we want in retirement and didn't want anyone trying to persuade otherwise.
 
"I mentioned not to write any discouraging comments because we've really thought about what we want in retirement and didn't want anyone trying to persuade otherwise."

That is like telling a kid not to do something :)
 
nicolette said:
Hi again....okay I'll post in Hi, I am forum. But to let everyone know, this is NO survey. I have been reading lots here and have found posts very inspiring and useful. We want to ER but from experience, it is much better having a lifestyle similar to when you're working (just without the work). For us this means being in a beautiful city with LOTS of amenities nearby. Small towns where there is cheaper housing is okay, but for us this is giving up alot as there are not enough amenities to keep us stimulated for the numerous years in retirement......LOTS of choices in restaurants, theatre, movies, sports venues, night life, etc. A population of approx 1-2M would be ideal. And in order to live in the city, particularly on the west coast, it takes more $. For us, the tradeoff is worth working until we get there. Having said this though, I definitely want to ER!!!!

I mentioned not to write any discouraging comments because we've really thought about what we want in retirement and didn't want anyone trying to persuade otherwise.
Click to expand...
Hi, nicolette.

I think that for some (many?) of us, having "a lifestyle similar to when you're working" is not all that appealing. I know that personally, my location is mainly due to the fact that the job is here; many years ago I came here for the job, in other words.

Retirement gives us choices and options that we didn't have before.
 
Welcome! Everyone can has his or her own goals, since nobody knows your lifestyle better than yourself.

For us, it's:

1) 60 K in today's $
2) & 3) Prefer to rent for mobility, but would like to own a small RV under 24'
 
nicolette said:
I mentioned not to write any discouraging comments because we've really thought about what we want in retirement and didn't want anyone trying to persuade otherwise.
Click to expand...

You know, I think your survey is actually quite helpful. I have been reading here for a long time, and I don't think that this has been directly approached in this way before. My data is $50-$55,000, and renting, or perhaps a bit less spending and owning at max of $280,000 in large West Coast US City. I spend less than that now, but believe I might safely spend up to $55K when SS starts.

But your "I do not want to hear any discouraging ideas" is just a statement that you do not want to learn anything, but rather only gratify your confirmation bias. This is a good way to stay content, but also ignorant of a wider range of possibilities.

Ha
 
Want2retire said:
Hi, nicolette.

I think that for some (many?) of us, having "a lifestyle similar to when you're working" is not all that appealing. I know that personally, my location is mainly due to the fact that the job is here; many years ago I came here for the job, in other words.

Retirement gives us choices and options that we didn't have before.
Click to expand...



Yes, now that I am retired I am finding it much more fun to go out to the old farm, with the nearest town having a population of about 200, than spending time in the big city. I don't seem to have as much of a need to be entertained by eating out, concerts, etc, as I did when working. This has been a bit of a surprise as when I first retired we were shopping seriously for a home in the big city.
 
Martha said:
Yes, now that I am retired I am finding it much more fun to go out to the old farm, with the nearest town having a population of about 200, than spending time in the big city. I don't seem to have as much of a need to be entertained by eating out, concerts, etc, as I did when working. This has been a bit of a surprise as when I first retired we were shopping seriously for a home in the big city.
Click to expand...

Wow! Big change.

Ha
 
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