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Old 01-22-2018, 04:05 PM   #101
Thinks s/he gets paid by the post
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I've never used FIRECALC.
For Monte Carlo simulators:
Over 90%, "sacrificing" too much, can "spend" more, retire earlier, use less aggressive AA, leave larger legacy, etc;
Under 75-80%, too uncertain, need to cut back expenses, work longer, and/or get more assets.
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Old 01-24-2018, 03:13 PM   #102
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Have to do it. (Skip ahead to 1:20 for the relevant part if you're in a hurry.)

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Old 01-24-2018, 03:33 PM   #103
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100% to age 100+, still saving, living below our means in retirement and hope to have some extra left to leave to the kids.
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