chinaco
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 14, 2007
- Messages
- 5,072
I think this topic may have been discussed before. Perhaps indirectly.
How many of you that run portfolios with fixed asset allocations use your pensions and SS as bond allocations and run the portfolio a bit rich on the equity allocation.
I know many target a 60/40 mix. But if your pensions and ss were considered, it would be more like a 50/50 mix.
Of course the formula is a little complex when on considers that one spouse will likely die first. Which could be an argument for maintaining a bit more stock early on for increased growth.
Please share your thoughts.
How many of you that run portfolios with fixed asset allocations use your pensions and SS as bond allocations and run the portfolio a bit rich on the equity allocation.
I know many target a 60/40 mix. But if your pensions and ss were considered, it would be more like a 50/50 mix.
Of course the formula is a little complex when on considers that one spouse will likely die first. Which could be an argument for maintaining a bit more stock early on for increased growth.
Please share your thoughts.