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Old 10-29-2009, 04:44 PM   #21
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I never have to pay for a haircut again! This just occurred to me. I used to cut my own hair, but reluctantly stopped doing that because I sometimes have to represent my agency. But my present haircut will last until ER, and I can start cutting it myself again.

My hair is wavy enough that it forgives a little unevenness and nobody can tell. I love cutting my own hair, because I can do it when I feel like it and I don't have to drive half way across town for a haircut or pay money for it.

OK, carry on, back on topic... if you want job security in your 60's, work for Uncle Sam. We have people in their 80's working every day. Not my cup of tea, but there you go.
Happily retired since 2009, at age 61.
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Old 10-29-2009, 06:48 PM   #22
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Posts: 3,185
Thanks for the link. Sad and very scary. So many good quality people looking for a job.

For over a year DH has been feeling like his position may be eliminated. He's 54 years old and has 26 years in a state pension plan. He would like to make it to 30 years. But it's been awful at work and almost everyone there thinks they are being targeted for elimination.

As for an emergency fund, 3-6 months is just not secure enough. Counting his accrued vacation time we've saved enough cash that we have about 14 months of living expenses.


I've always read your posts and I have been watching your countdown. I'm so happy for you!!!! You have such well thought out plans. It will be interesting to see how it all works out.
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Old 10-30-2009, 06:22 AM   #23
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Location: Eastern WV Panhandle
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That happened to a BIL. The aluminum plant in Frederick, MD closed and he lost a job he'd held for 15 years. The worst part of it is he's married to a Spendarina who kept spending right up to the day the plant closed.

Her rationale: "Well, we have to spend it now because there won't be anything to spend later." Perhaps I'm dense but the logic escapes me. In a similar situation DW and I would have been hanging on to every nickel we could.

He was lucky and found another job a few months later in a power plant but the hours are horrendous: 12-hour shifts midnights and then switching back to daytime hours. He also normally works 60+ hours a week now. I guess that's good because his wife just bought the third brand-new car in as many years. He needs the overtime.
When I was a kid I wanted to be older. This is not what I expected.
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Old 10-30-2009, 06:42 AM   #24
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No matter when you're laid off it's your "peak earning year" ... kind of like "I found it the LAST place I looked".
FIRE'd since 2005
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