Originally Posted by bpp
1) Sell $N in stocks from your taxable account.
2) Switch $N from bonds to stocks within your non-taxable account.
Duh, that's pretty easy isn't it. I better get a financial advisor or stay on this board!
Similarly, I take it that after a good year you would sell the most appreciated asset in the taxable account and if there is a more appreciated asset in the non-taxed accounts you would sell that to replace the former and/or to otherwise rebalance?
With respect to the several years of cash account that most people keep, after good years I would assume you pull from the other accounts to "cash out" a year's worth of expenses that you move to the cash account until needed. After a bad year or two do most people just let the cash account drop until they have to pull frm the main accounts?
Thanks for the withdrawal 101 lessons - no one talked about this while we were piling up the savings.