Good Enough Annuity Rate

[Marquette]

I don't think I've ever bashed on someone for buying an annuity. In fact, I'd highly encourage everyone to buy as big of an annuity as they possibly can. I, personally, won't buy one, but I'd like you to.

[rs0460a]

Quote:

Originally Posted by Marquette I don't think I've ever bashed on someone for buying an annuity. In fact, I'd highly encourage everyone to buy as big of an annuity as they possibly can. I, personally, won't buy one, but I'd like you to.

Nope - not you. However another (on this thread) has in the past . They have been "promoted" to my ignore list....

- Ron

[2B]

Quote:

Originally Posted by rs0460a Nope - not you. However another (on this thread) has in the past . They have been "promoted" to my ignore list.... - Ron

That's probably me. Thanks. Of course, you aren't reading this.

[REWahoo]

I've seen serious bashing of the occasional 'annuity salesman' who shows up to tell everyone they risk financial ruin by not buying a VA, and by the way, I'll be happy to help you out if you'll just send me a PM.

But as to bashing individuals who choose to spend their money on a SIPA, I think comments to the effect "you can do better investing the money on your own over the long term" have been viewed as bashing when they are just a representation of the DIY bent on this board. Yes, exceptions are two be expected, but not many...

[rs0460a]

Quote:

Originally Posted by 2B That's probably me. Thanks. Of course, you aren't reading this.

Nope - wasen't you either.

Just because you don't like "annuities" (in general), you've never done a "direct attack". You've stated your case (like buying an annuity and passing before receiving the first payment) but at least you've given your opinion, based upon "personal information".

You (as everybody else) is entitled to their opinion (however wrong they are ).

If you tell me why you disagree with me, and give me an argument to support your case, I'm willing to listen (although I may not agree). However, if you are just "trolling" for an argument, I've learned to "ignore" rather than "participate" in any discussion...

- Ron

[2B]

Quote:

Originally Posted by rs0460a You (as everybody else) is entitled to their opinion (however wrong they are ).

I was just saying that about you.

I would really like to buy a SPIA annuity and forget about the whole mess. Unfortunately, the current financial return just doesn't justify the risk and return -- IMHO. Of course, this type of stock market is just a VA sellers paradise.

[cute fuzzy bunny]

Well Ron, I'm having a hard time figuring out your problem then. 2B is the only guy I know of who regularly says there is no such thing as a good annuity.

In the poll I ran the last time someone complained that e-r.org was full of annuity haters, the very vast majority said they owned one or would consider owning one if the numbers were good.

You're not pointing out the threads in which you felt you were unjustly persecuted for expressing your opinions about the investment, and I dont think I've ever seen anyone be attacked unreasonably about it.

As Rewahoo pointed out, some annuity sales people have gotten the bums rush, not because of the product they were trying to sell but because they were usually annoying jerks. Some folks with funny math and contraptions not made out of whole cloth have also been poked in the eye when they continued down the path of bullshittedness.

What harms a community more than anything are people who have a hair across their backside about something and make generalized comments about being picked on, persecuted, or that a fair discussion on a topic cant take place because the community wont allow it or that there is some collective will against the topic.

So I think the short answer is 'put up or shut up'?

[Dawg52]

Quote:

Originally Posted by cute fuzzy bunny Well Ron, I'm having a hard time figuring out your problem then. 2B is the only guy I know of who regularly says there is no such thing as a good annuity. In the poll I ran the last time someone complained that e-r.org was full of annuity haters, the very vast majority said they owned one or would consider owning one if the numbers were good. You're not pointing out the threads in which you felt you were unjustly persecuted for expressing your opinions about the investment, and I dont think I've ever seen anyone be attacked unreasonably about it. As Rewahoo pointed out, some annuity sales people have gotten the bums rush, not because of the product they were trying to sell but because they were usually annoying jerks. Some folks with funny math and contraptions not made out of whole cloth have also been poked in the eye when they continued down the path of bullshittedness. What harms a community more than anything are people who have a hair across their backside about something and make generalized comments about being picked on, persecuted, or that a fair discussion on a topic cant take place because the community wont allow it or that there is some collective will against the topic. So I think the short answer is 'put up or shut up'?

Well I have to admit, discussing annuities here has been about as much fun as discussing politics and religion. Maybe not as of late, but I can remember several unfriendly discussions in the past. But I guess we all have different opinions as to what is considered unfriendly or what is considered bashing.

[rs0460a]

Quote:

Originally Posted by cute fuzzy bunny Well Ron, I'm having a hard time figuring out your problem then. 2B is the only guy I know of who regularly says there is no such thing as a good annuity. In the poll I ran the last time someone complained that e-r.org was full of annuity haters, the very vast majority said they owned one or would consider owning one if the numbers were good. You're not pointing out the threads in which you felt you were unjustly persecuted for expressing your opinions about the investment, and I dont think I've ever seen anyone be attacked unreasonably about it. As Rewahoo pointed out, some annuity sales people So I think the short answer is 'put up or shut up'?

For your short term memory (post/poll that was overwhelming against annuities and your direct comments against me).

http://www.early-retirement.org/foru...ent-26140.html

BTW, don't bother to comment - you're back on "ignore"...

[cute fuzzy bunny]

Hmm, well your link goes directly to the forum index and shows no thread.

I did do a search for polls and frankly couldnt fine anything with "direct comments against" you.

All I can remember are a series of threads where we openly discussed annuities and what and where they were useful.

Like this thread where 87% of respondents said they owned an annuity, would consider one, 10% said they'd never consider one, and less than 4% said they'd bought one but wouldnt do it again.

http://www.early-retirement.org/foru...lan-25436.html

I'm fine with you ignoring me. I dont think theres a whole lot of productive learning thats going to happen between either one of us.In fact, I'm 99.98% sure I have nothing to learn from you, in particular from your vague sideways passive aggressive complaints that arent born out in the actual evidence.

And gosh, I should also apologize at this time for violating your edict to not say anything further. I'm afraid I ruined your dataless whining about your suspected persecutions.

My bad.