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Old 08-10-2020, 01:24 PM   #41
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I have about given up looking to scrape value out of the bond markets. Credit risk is paying nothing in the short and (increasingly) the long term. So I just set up yet another transfer of cast to be dumped into my add-on CDs at the credit union. When I run out of running room there in 18 months or so, I will be seriously considering just killing off the mortgage early with the cash.
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Old 08-10-2020, 01:42 PM   #42
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Originally Posted by teejayevans View Post
Or VUBFX which has less volatility in its price.
If OP is looking at ultra-short bonds, the Admiral shares are cheaper: VUSFX.

I have a bunch of money sitting there right now until I make heads or tails of the bond market, Covid economy, and election.
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Old 08-10-2020, 01:54 PM   #43
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I have about given up looking to scrape value out of the bond markets. Credit risk is paying nothing in the short and (increasingly) the long term. So I just set up yet another transfer of cast to be dumped into my add-on CDs at the credit union. When I run out of running room there in 18 months or so, I will be seriously considering just killing off the mortgage early with the cash.
Yeah, I'm scraping the bottom of the barrel too. We killed the 3.375% mortgage and a 1.9% small car loan in late 2019 with cash that was earning 1.7%.

We have his and her 1-year 1.35% add-on CDs at NFCU that we'll transfer our Capital One online savings to once we get the 1% bonus they were offering for 3 months deposit.

I got about $20k in my IRA from a preferred stock call that I need to figure out what to do with but the pickings are slim.
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