Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Good Site to Track a "Theoretical" Portfolio
Old 12-01-2020, 07:24 PM   #1
Full time employment: Posting here.
 
Join Date: Jun 2017
Location: Chicagoland
Posts: 982
Good Site to Track a "Theoretical" Portfolio

We've used Vanguard's Personal Advisor Services for a couple of years now. Overall, we've been satisfied, but I've been doing a lot of reading (some books and the Bogleheads site) and I'm at the point where I want to "test" my thinking against our advisor's guidance.

Rather than making any hasty decisions, what I'm thinking I'd do is set up my own "theoretical" portfolio and track it for a couple of months against the my real portfolio overseen by Vanguard.

Is there a site where I can do this?

Thanks in advance for any suggestions.
CoolRich59 is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-01-2020, 08:03 PM   #2
Recycles dryer sheets
 
Join Date: Dec 2018
Posts: 103
Iím sure others will come up with some fancier suggestions, but you can use google sheets to type in symbols and pull in live prices easily. So you can create a portfolio and track it that way. Thatís how I track my holdings. As customizable as you want.
Retireby45ish is online now   Reply With Quote
Old 12-01-2020, 08:13 PM   #3
Full time employment: Posting here.
 
Join Date: Jun 2017
Location: Chicagoland
Posts: 982
Thanks, but I know I would make a mess of that approach.

I spent most of my career in megacorps -- but in the Legal Dept. I can do Powerpoint, but went groveling to my admin for help if I needed to open an Excel doc.
CoolRich59 is online now   Reply With Quote
Old 12-01-2020, 08:29 PM   #4
Thinks s/he gets paid by the post
NYEXPAT's Avatar
 
Join Date: Jul 2009
Location: Miraflores,Peru
Posts: 1,958
google howthemarketworks!
NYEXPAT is offline   Reply With Quote
Old 12-01-2020, 10:16 PM   #5
Thinks s/he gets paid by the post
 
Join Date: Aug 2014
Location: Red Rock Country
Posts: 1,023
You could use SigFig to track your Vanguard portfolio then set up a manual portfolio for your "theoretical" one.
Ian S is offline   Reply With Quote
Old 12-01-2020, 11:31 PM   #6
Full time employment: Posting here.
Out-to-Lunch's Avatar
 
Join Date: Jan 2020
Location: Milwaukee
Posts: 737
I think that https://www.portfoliovisualizer.com will do what you want.
Out-to-Lunch is online now   Reply With Quote
Old 12-02-2020, 12:21 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sunset's Avatar
 
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 10,699
Within the Vanguard display of your stocks, at the bottom you can add external accounts.

You can give the external account any name you want, and you can insert any symbol. There is no need to actually let it access a real account.
__________________
Fortune favors the prepared mind. ... Louis Pasteur
Sunset is offline   Reply With Quote
Old 12-02-2020, 01:08 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
target2019's Avatar
 
Join Date: Dec 2008
Location: Stuck in the mud somewhere in the swamps of Jersey
Posts: 6,814
Quote:
Originally Posted by CoolRich59 View Post
We've used Vanguard's Personal Advisor Services for a couple of years now. Overall, we've been satisfied, but I've been doing a lot of reading (some books and the Bogleheads site) and I'm at the point where I want to "test" my thinking against our advisor's guidance.

Rather than making any hasty decisions, what I'm thinking I'd do is set up my own "theoretical" portfolio and track it for a couple of months against the my real portfolio overseen by Vanguard.

Is there a site where I can do this?

Thanks in advance for any suggestions.
Morningstar.com is where I do this kind of tracking. Sign up for a free account and be on your way. The level of detail you can get in the results is worth the time.

A young friend had an account managed by an FA. I entered exact amounts of the 10 funds he was in, and created an alternate 3-fund portfolio of Vanguard funds in the same allocation. Since 6/2018 the original FA managed design return is 13.13% (without the AUM fee) annualized, while my 3-fund is 12.24%. That is with no rebalancing. The difference between the 2 portfolios in their balances is probably the AUM fee.

Edit; You'll be able to enter your original portfolio and the theoretical portfolio as of the date you started with PAS.
target2019 is offline   Reply With Quote
Old 12-02-2020, 05:19 AM   #9
Thinks s/he gets paid by the post
 
Join Date: Jul 2013
Posts: 1,050
Quote:
Originally Posted by target2019 View Post
Morningstar.com is where I do this kind of tracking.
+1
mrfeh is offline   Reply With Quote
Old 12-02-2020, 07:27 AM   #10
Thinks s/he gets paid by the post
VanWinkle's Avatar
 
Join Date: Oct 2017
Location: Brighton
Posts: 1,628
Quote:
Originally Posted by mrfeh View Post
+1
+2
__________________
Retired May 13th(Friday) 2016 at age 61.
VanWinkle is offline   Reply With Quote
Old 12-02-2020, 11:55 AM   #11
Thinks s/he gets paid by the post
Gotadimple's Avatar
 
Join Date: Feb 2007
Posts: 2,147
Quote:
Originally Posted by target2019 View Post
Morningstar.com is where I do this kind of tracking.
+3
__________________
Only got A dimple, would have preferred 2!
Gotadimple is offline   Reply With Quote
Old 12-02-2020, 12:05 PM   #12
gone traveling
 
Join Date: Oct 2019
Posts: 1,043
Quote:
Originally Posted by CoolRich59 View Post
We've used Vanguard's Personal Advisor Services for a couple of years now. Overall, we've been satisfied, but I've been doing a lot of reading (some books and the Bogleheads site) and I'm at the point where I want to "test" my thinking against our advisor's guidance.

Rather than making any hasty decisions, what I'm thinking I'd do is set up my own "theoretical" portfolio and track it for a couple of months against the my real portfolio overseen by Vanguard.

Is there a site where I can do this?

Thanks in advance for any suggestions.

I'm curious what they have you doing with your money, percentages in what funds?
Time2 is offline   Reply With Quote
Old 12-02-2020, 01:53 PM   #13
Full time employment: Posting here.
 
Join Date: Jun 2017
Location: Chicagoland
Posts: 982
Thanks everyone. SigFig and Morningstar both look like good options.

@Time2: While I haven't been dissatisfied with Vanguard's PAS, I haven't been delighted with it either. After spending time here and on the Bogleheads site, I feel like I could do just as well on my own and drop their fee.

I am looking on adopting the 3-fund strategy advocated by many on Bogleheads. My theoretical portfolio will be made up of three Vanguard funds (Vanguard Total Stock Market Index fund (VTSAX), Vanguard Total Int'l Stock Index fund (VTIAX), and Vanguard Total Bond Market Index fund (VBTLX)). I will also set aside some cash in a money market fund.

I'll compare the actual portfolio performance against my theoretical portfolio performance over the next couple of months. If I'm satisfied with the results, I'll drop the PAS and implement the 3-fund strategy.
CoolRich59 is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
How do you track portfolio performance marko FIRE and Money 18 11-15-2019 11:19 PM
How to track your portfolio gains&losses correctly? smjsl FIRE and Money 22 10-20-2009 06:57 PM
Theoretical Investment Question for 2009 frayne FIRE and Money 2 12-26-2008 05:21 PM
theoretical internet connection question Khan Technology, Media & e-Gadgets 14 09-08-2008 07:13 PM
Looking for good web sites to track funds David1961 FIRE and Money 1 01-04-2008 05:20 PM

» Quick Links

 
All times are GMT -6. The time now is 01:55 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.