Google Pay, Fidelity Elan Visa - how's that win-win?

[OldShooter]

I looked at the Google Pay videos. When I got to the point of learning that someone in possession of my unlocked phone could email any amount of money to any address they chose I stopped watching. That kind of convenience I don't need.

[H2ODude]

Big fan of the Fido 2% back on everything. Got ours compromised in January, so I've gotten not only a replacement but a second. The second is for recurring stuff so if the other is compromised I don't have to change. I also have scratched off the code on back of card (memorized). Now I'm pretty sure if someone gets the numbers of the card sans code they can't do a "card not present" transaction. Could be wrong on that last one, but pretty sure it will cut out what happened to us; waitress got the numbers, and code, and went shopping.

[Alex The Great]

While I agree 2% cash back on everything is nice, I'm not sure what is so special about Elan/Fido card? There plenty of others out there. For example, I do have Citi double points and PenFed Power which both has 2% cash back on everything. Also, all PenFed cards come with no FTF which is advantage when you use it internationally. Finally, Apple has its own card (actually issued by Goldman Sachs) which also return 2% cash back when you use it with Apple Pay.

[jazz4cash]

Quote:

Originally Posted by Alex The Great While I agree 2% cash back on everything is nice, I'm not sure what is so special about Elan/Fido card? There plenty of others out there. For example, I do have Citi double points and PenFed Power which both has 2% cash back on everything. Also, all PenFed cards come with no FTF which is advantage when you use it internationally. Finally, Apple has its own card (actually issued by Goldman Sachs) which also return 2% cash back when you use it with Apple Pay.

It’s just easier if you have other Fido accounts.
I am a big fan of Fido/Elan also but I don’t think anyone is saying it’s way better than any other. The key to me is cash monthly automatic cash rebate with no categories. It has very long float period and customer service is great so far. I had insufficient funds one month because I typo’d the payment account number and Elan didn’t impose any penalties, charge interest, or withhold cashback.

[5Miler]

I must be behind the curve here as I just received an email from my bank (Bank of America) offering an updated Visa to allow contactless transactions. Although I am a user of Applepay with several cards loaded, I was not aware of the technology to allow the same functionality using just my credit card. I Must Have It.