timo2
Thinks s/he gets paid by the post
Thrifty and miserly are not the same.
+1
Thrifty and miserly are not the same.
I am cheap/frugal when it comes to spending on myself, but generous when it comes to spending on others.
Examples:
I get my hair cut at Great Clips, but I leave a generous tip for the person who cuts my hair.
I take my lunch to work 98% of the time, but I contribute a nice gift to each baby shower, wedding shower, etc. at work.
Regarding the OP, the only area in my life I refuse to be cheap is the heat. I spent decades with the thermostat down, and for my 60th birthday I decided I am "too damn old to be cold" any longer!
When I am home, it is 72 during the day and 70 at night. Frugality be damned - I'm going to be toasty! I cut back in other areas to offset it (no cable, etc).
If I were your visitor, I would have rented a hotel room for my visit, and met you in well-heated venues - that's a win-win.
Oh, and I probably would have gifted you some nice warm socks.
There's a widespread feeling that it's bad to be careful with money, mean, frugal.....to be like Scrouge in Christmas Carol. Of course it's bad to treat others unfairly and I see generosity to others as a positive character trait. But is it bad to be frugal when it comes to your own spending? Some people seem to think so. For example I keep my heating at 62F and a visiting friend recently said my house was cold and I was being "too mean", but I bumped the temperature up to 68F for her because I wanted her to be comfortable......it went back to 62F when she left.
The thing is I like being frugal. It's a sort of game to see how little I can spend and still be comfortable. So I cut the cable cord and found other ways to watch programs; I cook and bake a lot which is cheap, fun and tasty and now. I just had an unexpected $11k expense for new furnaces which consumed a third of this year's budget and I could dip into reserves, but I wonder if I can trim spending by 33%. I'm going to try and even if I only do 20% or 10% it will be worthwhile and an enjoyable challenge....I do actually mean enjoyable.
Sorry to say that my DW would be turning up the temp big time if she was with you...
Our temp downstairs is 74 and upstairs 72... really upstairs does not turn on much as the temp from downstairs does the job....
I do agree that if you want to be that frugal, then that is fine.... but if you kept the temp at 62, I would only come to your house once... I am not willing to come if it is that cold... my mother likes it very warm... like 78... she turns it down when I come over and back up when I leave... sure, it is YOUR house and you can keep it at any temp you like.... but if I am uncomfortable I also do not have to stay....
It's fine to have a hobby, and keeping spending down is one. As someone else stated, it can also become an obsession (so can many other activities), and that's not good. Do what you want, but pay attention to how you are perceived by others. If you start picking up the "crazy" vibe, you might want to step back and reconsider. And if you have friends who won't come by because your house is too cold, you might be starting to push the limit. Or maybe having hot flashes.
Calico, this should make you feel better about how you treat yourself. My BF's dad is well off but is cheap to himself. Has given away 6 figures to my BF, his son, and freely gives to his church. BUT... Didnt turn the AC once last summer, and MO heat isnt life in San Diego. Boarded up two rooms because they are not needed and saves on heat bill in winter. Beef is too high to buy, but curiously he always has a brand new vehicle to drive. It probably is worth more than the house is. He is happy so that is all that matters.
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You miss my point. I turn the heat up when people visit so that they are comfortable. I try not to be frugal with my consideration for others.
You miss my point. I turn the heat up when people visit so that they are comfortable. I try not to be frugal with my consideration for others.
Personal frugality is fine as long as you don't impose it on others. Turn the heat up for visitors. Don't cheap out (skipping appetizers, drinks) when at a group dinner out, etc.
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I am also not a big fan of everybody go out and order anything you want and split it equally between the people... there was one time that happened when I worked in the UK and the bill came out to be about 150 pounds per person... some people did not have the money which meant other had to pick up the slack... (we are talking lower paid people here).... it was a big surprise, but people just kept on order stuff....
That's too extreme for me - I throw caution to the winds and heat EVERY room in my small house. Oh, the horror!
I'm all about happy mediums these days.
Personal frugality is fine as long as you don't impose it on others. Turn the heat up for visitors. Don't cheap out (skipping appetizers, drinks) when at a group dinner out, etc.
Skipping appetizers and drinks is a personal choice and not something I'm imposing on other people (and really something the doctor prescribed - light meals and avoid alcohol). I really don't see how this is considered bad form.Don't cheap out (skipping appetizers, drinks) when at a group dinner out, etc.
If you ever get tired of retirement, there is a future for you in politics.I think scrooge was fine living his life before. If Bob didn't like his job he could quit, not scrooges fault he had kids he couldn't support. If he doesn't want to spend on himself or others he doesn't have to. He was right they had poor houses for the poor he didn't need to support them. ..........
But according to your first post you didn't turn up the heat until your visitor commented on it.
I have been retired 6 years. When I first retired in winter thermostat was 69 in winter and 75 summer. Now its up to 72 winter and 73 summer. Whats funny is although my best friends dad wont even turn a/c in summer, he sets his at 59 degrees at night during summer. His poor wife freezes to death at night in summer.
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I don't have central A/C, I have a window unit in the bedroom that is set to 68 I I use fans in other rooms. I live in the north east so it's only really hot an humid for a few weeks.