OK, the form is 21 pages but 12 of that is repeated, 2 pages for each applicant for personal info, 6 included in the form. 2 pages ask about current insurance, 2 pages apply only if you're american indian. You're done on page 18, the rest is instructions. It looks like I would have 5 pages to complete, I guess 6 if you count the signature page. Looks a lot easier than filling out one for individual HI and getting rejected.
If someone has trouble with a 1040EZ I guess this might be a problem.
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