Shabber, like your avatar! Most of our portfolio is in taxable accounts. When I retired we just kept plugging along the same as we had done before. So far, we get enough income kicked out to keep us just fine without incurring capital gains at a time when we don't want to incur the gains. Plus, we have kept sufficient cash/liquid assets so that if their is a big downturn we won't have to liquidate when we don't want to liquidate.
No more lawyer stuff, no more political stuff, so no more CYA