So, I just want to confirm ... talking about 401Ks, tIRAs, etc ..
all the withdrawals are considered ordinary income when they are taken?
Let's say your IRA is fully invested in stock funds, and there is significant growth. At withdrawal time, it is all taxed as ordinary income? There is no capital gains?
Assuming 15% long term capital gains, perhaps I should be investing more into equities. I am thinking my post-retirement income will force my to a tax bracket >15%.
all the withdrawals are considered ordinary income when they are taken?
Let's say your IRA is fully invested in stock funds, and there is significant growth. At withdrawal time, it is all taxed as ordinary income? There is no capital gains?
Assuming 15% long term capital gains, perhaps I should be investing more into equities. I am thinking my post-retirement income will force my to a tax bracket >15%.