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Old 09-14-2008, 03:54 PM   #21
Alan's Avatar
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 29,016
39.3% Stocks (20% of this is foreign)
49% Bonds
11.7% Cash
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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Old 09-14-2008, 04:33 PM   #22
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Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,030
a little over a year ago, I parked my AA at 51/49 right after I FIREd.

I also used M* portfolio analysis tool...current AA is 53/47 with details:
2.28% cash
44.48% bonds (mostly TE mutual funds and some EE and I bonds)
39.21% US stocks
12.76% foreign stocks
0.86% Other

overall portfolio is down 7.87% YTD as of Friday close.
10 yr return holding up at +6.27%.

to clarify the above data:

I have been adding to my TE bond funds thru DCA at a rate of $400 per month to achieve an annual dividend harvest sufficient to pay my annual school/prop tax bill. this way other cities (bond issuers) can pay my city (taxing me). effectively, i am serving as the middleman doing the DCA, receiving dividends and writing the checks out and doing my tax forms. so i sit back and grin at all this higher finance going on and it's all tax free to me.

no further contributions were made to any stock mutual funds since Apr 07, except of course cap gains and dividends generated.

except for continued bond DCA, I am "sitting tight".

"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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