We tracked our expenses prior to retirement for 15+ years prior to retirement. We planned on retiring to St. Augustine and paying cash for our home. Fortunately, SS and our pensions cover our annual expenses with 15% of budget being discretionary. Was able to take my medical coverage with me. DW wife has been retired for 6 years. I'm approaching 4 years. Have not touched our investments. Looking at some travel and replacing the vehicles over the next 3 years.
Time to think about blowing that dough -- at least a little bit. RMDs kick in a two years.
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