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Old 03-28-2020, 11:29 AM   #21
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Up. Panic buying of beer and wine. My usual cheap places are both closed (state store and local beer distributor). I'm left with beer and wine from the grocery store, which is still available, but at 10% higher price. C'est la vie. Blow that dough.
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Old 03-28-2020, 11:39 AM   #22
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Net down. The rise in grocery expenditures has been more than offset by reduced/eliminated planned spending for entertainment, recreation, and vacation/travel. Our net cash flow will be up about $2K in march because of this.
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
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Old 03-28-2020, 11:44 AM   #23
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All of ours are about the same except travel will be down about $20,000.

Our spending plan is variable (loosely set at 3.5% of prior year end portfolio balance (plus pensions).

If they keep us home too long Iíll have to buy a pinball machine or something.
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Old 03-28-2020, 11:50 AM   #24
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Way up. Had to buy all that toilet paper before everyone else got it.
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Old 03-28-2020, 11:58 AM   #25
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My core expenses for March are just about the same as in February and January. I spent a bit more on food due to stocking up early in the month while gas is down (virtually no driving in the last 2 weeks). Discretionary spending is about the same as well..
47 years old, single, no kids. Exited the job market in 2010 (age 36). Have lived solely off my investments since 2015 (age 41). No pensions.
Current AA: real estate 64% / equities 10% / fixed income 16% / cash 10%
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Old 03-28-2020, 11:59 AM   #26
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Originally Posted by Dash man View Post
Way up. Had to buy all that toilet paper before everyone else got it.
Who needs a lot of TP when you can have one of these?

Everyone has a plan until they get punched in the mouth...philosopher Mike Tyson
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Old 03-28-2020, 11:59 AM   #27
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Travel - down.
Entertainment - down.
Dining out -down.
Gasoline - down.
Food & Wine at home - up a little to make up for all the forgone dining out.
Everything else - same
Living an analog life in the Digital Age.
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Old 03-28-2020, 12:19 PM   #28
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Way down. We travel a lot and have cancelled/skipped a couple trips already and several in the next couple months. Hoping to be able to travel by June. Got some refunds so that was nice.

Gasoline use (and cost per gallon) way down.

Gym membership turned off by gym.

We don't eat out at expensive places anyway so about the same as trying to do take out/delivery to help people out.

Not going out for happy hours and not drinking as much in general... at least so far.

Not going to activities for us or the kids that cost money - movies, ice skating, bounce house, etc....

I guess, in summary, travel expenses is the biggest saver overall.
Hoping to get out around September 1, 2022... I hope, I hope, I hope. Until then off to work I go....
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Old 03-28-2020, 12:51 PM   #29
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Like most, overall expenses are down, especially travel. However, while I used to enjoy saving money, I now look at it as a missed opportunity to live the life I want to be living. Hope normal returns soon so I can start trying to catch up on what I missed! More importantly though, a return to normal means better health for so many.
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Old 03-28-2020, 12:56 PM   #30
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Originally Posted by Teacher Terry View Post
Our expenses are down since we aren’t leaving the house.
+1 We have to stabilize to a new normal so how far remains to be seen.

heh heh heh - Exceptions being trips to the farm.
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Old 03-28-2020, 01:56 PM   #31
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Originally Posted by aja8888 View Post
Who needs a lot of TP when you can have one of these?
When I was in the Admiral's Club at HNL last November I took a picture of a similar toilet in the ladies' room. All it lacked was the dryer unit, which I thought odd- with the combination of the built-in bidet and dryer you wouldn't need TP.

That picture was my 3-year old granddaughter's favorite from my whole trip. I like that kid- she's a little off-the-wall.
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Old 03-28-2020, 02:00 PM   #32
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Out to eat and travel budget way down. We are spending more at the grocery store and honestly eating much better than we have in a long time. I am going to try the Ina Garten roast chicken with vegetables tonight. Maybe with stove top stuffing.

Other than that, we don't have any payments, just utility bills and taxes.
Retired in 2013 and we are living the dream!
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Old 03-28-2020, 02:01 PM   #33
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We have three bidets in our house and have been using them for many years. I can assure you that you still need to use toilet paper, or preferably flushable wipes. Bidets are great, but they do not always clean you up 100% of the time. I won’t go into further details, but you get the idea.
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Old 03-28-2020, 02:05 PM   #34
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We don't track our spending in a detailed way but rather just watch the CC bill and the checkbook for general trends. This works for us since we are significant LBYMers. But, from this high altitude view, it appears spending is relatively flat, maybe a bit up.

We've only been home three weeks from a two month stay in Florida. We spend a lot more there on dining out than at home and our last CC bill reflects that, although that would have happened without the COVID-19 situation.

You can book Florida state parks eleven months in advance, so we're busy booking next winter. This has tied up a couple of kilobucks. But, again, not COVID-19 related.

For the three weeks we've been home, spending seems up a bit but not much. After frequently dining out while traveling, we generally are homebodies once we get back here. We have wanted to eat somewhat "high on the hog" while stuck in the house though. And we've been using delivery from Whole Foods, via Amazon Fresh, to keep the pantry topped off. We're ordering high tier items, Whole foods isn't cheap and we tip. So, our grocery bill is noticeably up. It's not a problem for us, but just something we noted.

Sooooo...... on it goes. Spending changes are probably the least of our concerns at the present time. Chicago is projected to be taking over the lead from NY and Ca within 2 - 3 weeks in terms of infection rates and, as geezers with health issues, we don't want to be on that list.
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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Old 03-28-2020, 02:20 PM   #35
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Down. With about a quarter of our expenses travel related we're already seeing a reduction. However some of the savings will probably be spent on our lake house which is only 17 miles away.
With a couple fall trips planned i am coming to the realization that we may be staying around here for at least the rest of the year. It would mean losing a couple Delta vouchers but why take the risk? We'll see.
Took SS at 62 and hope I live long enough to regret the decision.
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Old 03-28-2020, 03:16 PM   #36
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I started an online order to buy a new sweater, then I realized I have no place to wear it to and may not for months. So I guess I'm saving money on clothes.

Other than that probably the same as everyone else - less on hair, dining out, travel and entertainment and gas. More on groceries because I can't do my bargain hunting at ethnic markets and outlet stores like I used to. We're just buying whatever reasonably healthy foods we can find via online ordering for pickup or delivery.
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
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Old 03-28-2020, 03:21 PM   #37
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Down some. Luckily I got a haircut just before the barber shops closed. Maybe instead of trying to cut it myself I'll emulate Nords and grow a ponytail. The gym won't bill us this month since they're closed. The vehicles are being driven so little they both have battery maintainers hooked up.

We're not eating out anywhere, take-out or any other type. Going for walks is free. So overall we've amped up the LBYM lifestyle even for us.
When I was a kid I wanted to be older. This is not what I expected.
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Old 03-28-2020, 03:33 PM   #38
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Comparing the expenses from Jan 1 to Mar 28 of this year and last year (numbers very easy to obtain with Quicken), I saw that I spent only 65% compared to last year.

Wow, that's a big difference. Looking closely, I saw that 1/2 of the difference is due to no travel, and the other 1/2 is due to me happening to make a charity donation early last year. I will most likely make the same donation, but later this year.

Take out the donation, then only the travel is the difference.
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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Old 03-28-2020, 03:36 PM   #39
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Way down for us as well. DW has health issues so we stay home. Travel-wise, I just checked on SW airlines for mid-April flights from Tampa to Oakland. Every available flight was $180 roundtrip. What a deal!
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Old 03-28-2020, 03:52 PM   #40
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Will most likely be down overall, but won't know for sure for a few months.
Travel--so far one trip cancelled, next two will be also, I am pretty positive.
Food- unsure, not going out, but doing pick up from stores and buying more expensive comfort foods and specialty food and drinks from the stores that I normally wouldn't buy.
So far, the substitutions have been the more expensive brands and they don't uncharge me!
Give a Man a fish, he will eat for a day.
Teach a Man to fish, he will eat for a lifetime.
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