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Old 02-14-2021, 07:21 PM   #261
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Originally Posted by FANOFJESUS View Post
How about a car? How about utilities? Are they included?
All included.

Below are pretty much my expenses that I can think of.

Monthly costs including tax.
Internet 35.08
Flip phone 32.56

My electric bill has been $32 or under the last year, the year before was usually under $30. Heat and water are included in the rent.

I just paid my auto insurance for 6 months and it was $140 for 6 months. Registration is $61. I pay $100 a year for renters insurance only because it is required.

Directv changes depending on the time of year. Right now it is $60. During the fall its $100 give or take.

I dont drive much so I dont use much gas.

I shop every 2 weeks at Aldi. I would say my average there is $60 every 2 weeks. I eat all my meals at home. Every 6 weeks I pick up a few things at Walmart but not food(I do get Folgers crystals there).
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Old 02-14-2021, 09:43 PM   #262
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Jacob over at early retirement extreme has been doing $7k/yr for a while
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Old 02-14-2021, 09:45 PM   #263
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^ Is it April 1 already?
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Old 02-14-2021, 09:49 PM   #264
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Originally Posted by Digger1000 View Post
All included.

Below are pretty much my expenses that I can think of.

Monthly costs including tax.
Internet 35.08
Flip phone 32.56

My electric bill has been $32 or under the last year, the year before was usually under $30. Heat and water are included in the rent.

I just paid my auto insurance for 6 months and it was $140 for 6 months. Registration is $61. I pay $100 a year for renters insurance only because it is required.

Directv changes depending on the time of year. Right now it is $60. During the fall its $100 give or take.

I dont drive much so I dont use much gas.

I shop every 2 weeks at Aldi. I would say my average there is $60 every 2 weeks. I eat all my meals at home. Every 6 weeks I pick up a few things at Walmart but not food(I do get Folgers crystals there).
I am just amazed at you. We are living on 22k a year. I thought that was great but you got us beat.
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Old 02-14-2021, 09:51 PM   #265
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Quote:
Originally Posted by Digger1000 View Post
All included.

Below are pretty much my expenses that I can think of.

Monthly costs including tax.
Internet 35.08
Flip phone 32.56

My electric bill has been $32 or under the last year, the year before was usually under $30. Heat and water are included in the rent.

I just paid my auto insurance for 6 months and it was $140 for 6 months. Registration is $61. I pay $100 a year for renters insurance only because it is required.

Directv changes depending on the time of year. Right now it is $60. During the fall its $100 give or take.

I dont drive much so I dont use much gas.

I shop every 2 weeks at Aldi. I would say my average there is $60 every 2 weeks. I eat all my meals at home. Every 6 weeks I pick up a few things at Walmart but not food(I do get Folgers crystals there).
This guy is my hero. I think I lived like him when I was in college on the G.I. Bill between 1969 - 1973 ($222/month) and had a part time job. He must be single, though.
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Old 02-15-2021, 05:04 AM   #266
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^ Is it April 1 already?

He's been blogging about it since 2007 and wrote a book about it. That makes for a long running April 1st. I've never met him, so decide on your own
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Old 02-15-2021, 07:01 AM   #267
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Finally ran my 2020 spending numbers. My total spending in 2020 was $13,205.94. I retired 4 years ago at age 51. Taxes are of course included in total spending after you retire. My taxes are $0.

Some people pay more than that in health insurance alone.

When I was living on my boat it was pretty low.
Health insurance: $700/yr
No car, no house, no utilities (solar panels plus occasionally running a generator if I was anchored and not running the engine)
Boat expenses were around $3000/yr (sailboat, used 50-100 gallons of diesel), maintenance and occasionally stopped at a marina for laundry, water, etc.
Food $2500
Miscellaneous maybe $800

So about $7000 total but I only did it for a few years, and I was younger.
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Old 02-15-2021, 08:02 AM   #268
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Total expenses for Jacob was about $1,400. His wife pays half.
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Old 02-15-2021, 08:55 AM   #269
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After reviewing 2020 expenses - our minimum required annual expense cost was $28k and we chose to spend an all in amount of $60k.
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Old 02-15-2021, 09:33 AM   #270
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I think this whole thread is wrong thinking!
How much does it take to have a normal middle class lifestyle.
But I'll start my own thread.
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Old 02-15-2021, 09:34 AM   #271
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I think this whole thread is wrong thinking!
How much does it take to have a normal middle class lifestyle.
But I'll start my own thread.
I'll help. Define "Normal".
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Old 02-15-2021, 09:57 AM   #272
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I'll help. Define "Normal".
I think the definition will be "What Time2 spends"
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Old 02-15-2021, 07:40 PM   #273
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Old 02-16-2021, 01:58 PM   #274
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These threads always are nuts.
People do what is important to them. To some, setting a record for cheap living is what makes them happy and fulfilled. I do not find it admirable because anyone obsessed with it can do it. For those who do it out of necessity that is totally different.
I don’t know if being obsessed with not spending is much better than the opposite.
Whatever makes one happy.
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Old 02-16-2021, 04:28 PM   #275
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I don’t know if being obsessed with not spending is much better than the opposite.
Whatever makes one happy.
Being a minimalist and/or otherwise trying to limit your environmental footprint and not buying too much into the consumasucka lifestyle doesn't make someone obsessed, but it's much better than the alternative.

I envy those that do it - not everyone can.
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Old 02-16-2021, 05:42 PM   #276
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Being a minimalist and/or otherwise trying to limit your environmental footprint and not buying too much into the consumasucka lifestyle doesn't make someone obsessed, but it's much better than the alternative.

I envy those that do it - not everyone can.
Different strokes....
We just try to keep to the yearly budget and all spending falls in place afterwards.
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Old 02-16-2021, 06:24 PM   #277
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Different strokes....
We just try to keep to the yearly budget and all spending falls in place afterwards.

Yeah, I'm not a minimalist myself, I just don't buy a lot of crap and am not wasteful. I have a very high savings rate by keeping my expenses very low. Once I retire, I'll have a lot more free time to spend money, but maybe I can pick up a low cost hobby like pickleball.
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Old 02-16-2021, 06:48 PM   #278
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Being a minimalist and/or otherwise trying to limit your environmental footprint and not buying too much into the consumasucka lifestyle doesn't make someone obsessed, but it's much better than the alternative.

I envy those that do it - not everyone can.
There is a big difference between being a minimalist and someone who just hates spending money and sacrifices time and energy for no financially needed reason. Like I said, whatever makes you happy.
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Old 02-16-2021, 07:58 PM   #279
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There is a big difference between being a minimalist and someone who just hates spending money and sacrifices time and energy for no financially needed reason. Like I said, whatever makes you happy.
Frugality, keeping a small environmental footprint, saving money - any way you slice it, that doesn't make someone "obsessive" as you had put it earlier. Maybe you are trying to rationalize unnecessary spending and being a big consumsucka, not sure. But I was just pointing out your misinterpretation of other people's values as being obsessive.
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Old 02-16-2021, 11:10 PM   #280
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Yeah, I'm not a minimalist myself, I just don't buy a lot of crap and am not wasteful. I have a very high savings rate by keeping my expenses very low. Once I retire, I'll have a lot more free time to spend money, but maybe I can pick up a low cost hobby like pickleball.
Pickleball - now you are talking.... give it a try.
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