How much cash do you carry ?

[FANOFJESUS]

$100 I am trying to get away from credit cards. I like cash no number out there for me to worry about like a card.

[kgtest]

$20. I feel weird getting only $20 from the ATM, but that's usually to put in a birthday card, grab a snack at an event or pay for parking. I don't garage sale or retail at places that don't take a card.

I am thinking this might change as kids grow and we need to dole out for school events etc.

[GalaxyBoy]

Usually around $10 or $20, which will remain untouched for weeks. No need for cash at most places since I use the CC that gives me cash back. Lately I’ve noticed in Quicken just how infrequently we withdraw cash these days.

[gerntz]

100-300 depending on when I've hit ATM. Use cash for card games, youth sports entrance & concessions, kids selling stuff, race track bets, bar beers, & when I'm in areas with roads tolls since we're not around any to make getting a pass worthwhile.

[GalaxyBoy]

Quote:

Originally Posted by imoldernu An allied thought... About wallets... and what else besides $$$'s, credit card, driver's license, healthcare card and contact info. Just recently decided that this could be important and emptied the at risk items.

As little as possible. The two CCs we use, the ATM card (which I rarely use), the health insurance ID card, my DL and one or two loyalty punch cards which I wonder why I carry since I always seem to forget to use them. That’s it.

Remember when we all carried our Social Security Cards?

[Yoheadden]

I feel comfortable with 40-60 as I like to get my “rewards” like many here. It’s like getting an automatic discount on everything I buy.

I do pay cash for purchases of only a few dollars. I’m a small business owner so I know how it is to get a CC for a $2 purchase.

[sengsational]

$100, on average.

On the cash-in side, I typically only get cash from the ATM when I'm going to be traveling with folks that are more comfortable with cash than other ways to split expenses. I also enjoy getting the occasional "Benjamin" at Christmas time and the like. On the cash-out side, it's for those cash-preference friends (often splitting a restaurant check or travel excursion bill). I'll sometimes tip in cash. Road tolls. Sometimes cash at small tap rooms if they have a tedious POS system. And for transactions $5 or less I feel inclined to use cash.

[Cut-Throat]

I carry about $150, give or take about $50 ..... But I find I have the same $150 in my Pocket for over 6 months now..... I never use it.... Maybe at a Farmer's Market once in awhile.... I could surely live without cash.


The airlines don't even want it now when I buy a glass of wine.

[skipro33]

I carry anywhere from $300 to $500 in my wallet. Also have $5,000 in cash hidden at home. I come across all sorts of bargains; everything from craigslist ads to garage sales. Last week I picked up a 28HP riding lawn mower that had nothing wrong with it than some wire wrapped around one of the belly blades. I paid the guy $50 plus he had to help me load it into my truck. As we loaded it, that's when I saw the wire foul. Pointed out to him and he told me he replaced this one with a shiny new one and don't mention this to his wife. Ha!

Got a 1991 Suzuki Samurai, 2nd year they came out with fuel injection, making passing smog test easy. Very rare, have not seen one on craigslist within 400 miles of me since and that was almost 3 years ago. I paid $4,800 for it and have been offered $10,000 while refueling at gas stations.

Got my dad an electric recliner for $20, probably worth $300. etc. Having the cash on the spot has saved me a lot over the years.

[Moemg]

I usually have $100 .Mostly for tips, the nail salon and lunch out with friends .

[ownyourfuture]

Quote:

Originally Posted by ckelly78z I am in an office Super-Lotto pool (auxiliary retirement plan) that is $2 a week, so every 2-3 months, I give the organizer a $20 bill, and forget it. She has to keep reminding other participants to dredge their $2 out of the old wallet every week, and some are behind.

I went through the same thing when I ran the lotto @ work (anyone who wanted to play threw in $5.00) & I only did it when the lottery got above 150 million. Always amazed at how many people said they'd have to run to the cash machine during their dinner break, or pay me the next day/next week, etc

As for me, up until early 2014, I normally carried between $300.00 & $400.00 in cash. Back then I used cash for all my daily transactions. Now, I'm one of those credit card people I have one for gasoline 3.00%, one for groceries, 3.00%, one for dining 4.00%, & a Visa Rewards for everything else, 2.00%

I now carry approximately $100 in cash, more if I'm traveling over a couple hundred miles away from home.

[Ronstar]

Somewhere between 0 and 200. When I get down close to 0, I go to the atm and take out 200. It will usually take a month or more to spend the 200 and get back down to 0. Then the cycle repeats.

[MrsHaloFIRE]

Yes for nail salon and hair salon (nonchain). Cash yields better pricing if the register never goes ding-ding.

[Bamaman]

I used to travel all over the country weekly. I left without one red cent and I returned without any cash. In my retirement, I remain the same way. If I absolutely have to have any cash, it's only as far away as the nearest ATM machine.

Whenever I get cash on me, our daughter has a way of borrowing it and never paying us back. I long ago told her I will never have any cash, and quit asking.

What's ridiculous is that the $20 bill changed, and it was about 5 years before I realized it was different.

[Splash]

We use credit cards for almost everything.

We carry $100 - 200 for the unexpected and for drinks at the bar/restaurant we like that physically holds your credit card behind the bar if you run a tab. I'm not comfortable with that practice so we pay cash there.

[HI Bill]

$120, but that's a holdover from the time when I used to go out to lunch four days a week, and pay cash, and that was basically refilled every week. Now, the $ just sit there most of the time...only when I go out to eat with friends and we split the bill, do I spend a significant portion of it. I do spend a few $ at the local farmer's market every week! Could probably take it down to $80 or less, without having to replenish more than once a month!

[GenXguy]

$5 to $20 on me, although I may have up to $50 in the car as well.

[CardsFan]

Quote:

Originally Posted by GenXguy $5 to $20 on me, although I may have up to $50 in the car as well.

I am going to put a twenty in the car right now. Probably 2-3 times a year I jump in the car to get something, and realize when i get there that i forgot my wallet.

ETA: Ooops, didn't have a twenty. Put in a 10 and two fives. Time to hit the ATM.

[gauss]

Between $50-$150

I stopped charging entertainment expenses and now pay cash for them.

[Dalmore]

I typically care $100-300 in my wallet. I tend to use CC for most transactions, but I like to have cash when I need it.