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How much cash do you carry ?
Old 07-29-2019, 11:43 AM   #1
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How much cash do you carry ?

I have noticed that many of my office co-workers barely have 2 nickles to rub together (so-to-speak), and have to borrow money for anything out of a vending machine, or sometimes lunch. I just can't believe that so many folks are running around completely dependent on their credit/debit card, or the kindness of others.

I am in an office Super-Lotto pool (auxiliary retirement plan) that is $2 a week, so every 2-3 months, I give the organizer a $20 bill, and forget it. She has to keep reminding other participants to dredge their $2 out of the old wallet every week, and some are behind.

It is a rare day that I don't have a $20 bill, a $10 bill, a few $5 bills, and a few $1 bills...usually about $50 in cash. This helps immensely if you have unforeseen car trouble, or any other unplanned need. How about you folks ?
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Old 07-29-2019, 11:55 AM   #2
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I try to carry $100. I'm also trying to get more "up to date" on other payment methods. Just got ApplePay working. BUT, went to a breakfast place on Saturday and guess what? No CC, no Venmo, no PayPal, no ApplePay. Just cold hard cash. I had it in my pocket, breakfast for 3 successful!
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Old 07-29-2019, 11:55 AM   #3
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Anywhere between $0 and $20. I used to go on week long business trips with $3 in my wallet and return with $2. Cash is so 1980's these days.
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Old 07-29-2019, 11:57 AM   #4
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Quote:
Originally Posted by ckelly78z View Post
...a $20 bill, a $10 bill, a few $5 bills, and a few $1 bills...usually about $50 in cash.
me too
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Old 07-29-2019, 12:00 PM   #5
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I have not used money for regular things in at least 10 or 12 years. I always use my debit card except in strange or "one-off" places. Then I use a credit card. However, I never go anyplace without at least a couple of $20's or some 5's & 10's in my pocket for that "Ya never know/just in case" situation I can't even think of an example of.

At Christmastime I go around with a wad of $1's for the bell ringers and other charity nodes I run into. I consider that "Special Purpose" money.
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Old 07-29-2019, 12:04 PM   #6
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40-60. I also carry 1’s at Xmas for the bell ringers.
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Old 07-29-2019, 12:10 PM   #7
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Like most others...not a lot....we charge (pretty much) everything, for the 'points'.
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Old 07-29-2019, 12:15 PM   #8
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max ATM limit is $300, so thats how much I pull at a time...
I use CC's at large corps but pay cash at small businesses to save them the CC fees.
If it weren't for CC cash back I'd use cash most everywhere except the gas pump.
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Old 07-29-2019, 12:26 PM   #9
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I dislike carrying coins and that's what I usually get when using cash. So, I almost always use a credit card or Apple pay. I carry one or two $20s for cash emergencies.

DW carries small bills for tipping, and we are almost always together.
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Old 07-29-2019, 12:30 PM   #10
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I keep two $100 bills folded and stashed at all times just in case my credit card fails for whatever reason (I just carry the one unless we're traveling). That and usually anywhere from $20 - $100 just because. We rarely use cash but I've usually have that much on me. We hit a couple of restaurants and food trucks that don't take credit cards. That and the occasional seedy bar we'll stop at.
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Old 07-29-2019, 12:36 PM   #11
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$300 to $500 in cash. I use credit cards with most businesses. However, I find it convenient to have the cash for the few times each year when I would otherwise have to find a checkbook or go to the bank.
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Old 07-29-2019, 12:36 PM   #12
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I usually carry between $100-$200, sometimes more.

It bugs the DW*, but I don't feel comfortable unless I have that much in my wallet. I tell myself it's for emergencies, but I grew up somewhat impoverished and suspect there's some psychological "need" at the root of it.

(* It can't bug her too much, because whenever she needs cash, she knows she can get it from me instead of stopping at an ATM. )
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Old 07-29-2019, 12:36 PM   #13
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usually a few hundred
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Old 07-29-2019, 12:38 PM   #14
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Looks like I'm out of touch with the mainstream. I generally keep $2,000 between my wallet and my work computer tote bag as well as $100 hidden in each of the cars for emergencies or "I forgot my wallet" situations. Those seem to happen more frequently when we're in Florida and not wearing many clothes.
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Old 07-29-2019, 12:43 PM   #15
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100 to 300. 200 at the atm when the wallet gets down to 100
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Old 07-29-2019, 12:48 PM   #16
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I always have a few hundred $ cash with me just in case but use credit cards to pay. No excuses really from others not to pay their share nowadays with Venmo, PayPal, vendors happily splitting tabs.
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Old 07-29-2019, 12:49 PM   #17
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I have $6 in my wallet right now which is maybe slightly less than normal. Hardly a need for cash as just about everyone accepts credit cards and family and friends exchange via Venmo or Apple Pay.
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Old 07-29-2019, 12:50 PM   #18
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I keep $100 in wallet in a just in case compartment, plus whatever feels right in the regular compartment. The regular compartment can vary from about $60 to $200.

But my preference of spending is credit card (gotta get them cash back points ).
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Old 07-29-2019, 12:53 PM   #19
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I usually withdraw $200 in $20 bills from an ATM about once every 2 weeks or so and slowly spend down the cash until the next withdrawal. Of course I use my credit card for most things, but I ocassionally use cash for small purchases under $10 (I don't like to clutter up my credit card statement with too many small purchases) and for those situations where credit cards are not accepted. When I run out of cash I sometimes go for a few days before replenishing, so to answer your question, anywhere from $0 to $200 depending on the day. Right now I have $80.
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Old 07-29-2019, 12:54 PM   #20
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I typically less that $5 in my wallet. Currently $0
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