Originally Posted by Kathryn48
55% and lost 4% (according to their numbers, but after reading this thread I guess I am going to have to do a little homework on my own, which is a good thing, I guess. It's never too late to learn).
If you are -4% on a 55% equity portfolio that is a decent number -- no disaster there. If you look at the Vanguard site there are some portfolio's to compare past returns against. Check out this page:
If you look at Life-Cycle funds section, the Target Retirement 2010 has about a 55% equity position with about 20% of that in internationals. YTD it is down -5.25%. But this is a short time period. Note the ER=0.20%, not bad.
Our portfolio is 55% equities and is -4.6% YTD.