How to estimate SS benefit if you retire early and wait to collect

[farmerEd]

Anyone know the easiest way to estimate what my SS benefit will be if I retire early (say 60) and then wait until my full retirement age (67) to collect?

I have the SS statement estimates, but they all assume that I will be working until I collect - I have enough saved in pre and post tax accounts to retire now, and not need SS - but don't know how to calculate the impact to my eventual benefit, which would affect how much of my non-SS money I can spend from 60 until 67.

 

[MissMolly]

You can use this tool. You will need to go to your My Social Security account to retrieve your earnings and paste them in. https://ssa.tools/calculator.html

 

[Rocky mtn high]

If you have 30 yrs of payments made. Your SSI estimates will change very little. At least that is what I have seen since retiring at 58 and now 65. My estimate has actually continued to increase even with some recent zeros.

 

[farmerEd]

You can use this tool. You will need to go to your My Social Security account to retrieve your earnings and paste them in. https://ssa.tools/calculator.html

Just what I was looking for - almost to much to digest quickly on that site, but looks like I should be able to make some estimates with it.

Thanks.