MikeD
Full time employment: Posting here.
My wife is about to retire. I am already retired and on social security. She would like to get a one time review of our situation before committing to quitting her job.
I have been tracking our expenses for ten years at least. Our expenses are pretty accurate. When I subtract social security payments from our expenses, we are at 3.52% WR. I, especially, do not expect to live longer than 20 years.
We have some questions that she would like to hear an opinion about from someone other than me.
She wants to know if she can retire and when to take her SS. Also she would like to know which to spend down first, 401k or ordinary money.
We will use Vanguard's advice for asset allocation.
So, the actual question of this post is: How to find a CFP-type of financial planner who is a fiduciary who would give us a one-time fee-based review.
We are Googling but do not know how to interpret the results and find such a person.
Thanks,
Mike D. in Virginia
I have been tracking our expenses for ten years at least. Our expenses are pretty accurate. When I subtract social security payments from our expenses, we are at 3.52% WR. I, especially, do not expect to live longer than 20 years.
We have some questions that she would like to hear an opinion about from someone other than me.
She wants to know if she can retire and when to take her SS. Also she would like to know which to spend down first, 401k or ordinary money.
We will use Vanguard's advice for asset allocation.
So, the actual question of this post is: How to find a CFP-type of financial planner who is a fiduciary who would give us a one-time fee-based review.
We are Googling but do not know how to interpret the results and find such a person.
Thanks,
Mike D. in Virginia