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09-18-2018, 09:14 PM
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#1
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Recycles dryer sheets
Join Date: Oct 2006
Posts: 134
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HSA recommendation
I’ve searched the threads, but couldn’t find one directly addressing recommended/preferred HSA. I don’t see that Vanguard offers one. Honestly, I don’t even know how they’re set up or who manages/offers them.
Can you guys suggest some companies that uses Vanguard funds I can research (and hopefully why you choose it specifically)?
Thanks!!
__________________
I'm sorry if I ask questions that are too nosy/personal.
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09-18-2018, 09:29 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,002
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Health Savings Administrators is the only HSA I know of that uses Vanguard funds.
__________________
Retired since summer 1999.
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09-18-2018, 09:56 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Twin Cities
Posts: 3,927
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We use Optum Bank, which I count has 17 Vanguard funds, including the LifeStrategy ones, Wellington and all the major index funds. We’ve only been on the HSA model for 5 months but so far, so good.
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09-18-2018, 10:05 PM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,130
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Health Savings Administrators.
Nice investment choices, but website nothing to write home about .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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09-18-2018, 10:18 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Feb 2011
Location: central California
Posts: 1,134
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I also use Optum Bank's HSA. Of their investment choices, I put mine in Vanguard Wellington.
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09-18-2018, 11:06 PM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2016
Location: Northern Virginia
Posts: 7,544
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Health Equity and BofA are listed on Vanguard's website, as offering Vanguard funds along with Health Savings Administrators as noted above.
I simply googled the question and went right to the page.
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09-19-2018, 09:21 AM
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#7
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Recycles dryer sheets
Join Date: Feb 2016
Posts: 93
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Quote:
Originally Posted by Montecfo
Health Equity and BofA are listed on Vanguard's website, as offering Vanguard funds along with Health Savings Administrators as noted above.
I simply googled the question and went right to the page.
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I recently switched to HealthEquity, good access to Vanguard funds (admiral).
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09-19-2018, 09:58 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2007
Posts: 13,202
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I use Further (formerly SelectAccount), hellofurther.com. They offer at least some VG funds. I think you have to keep $1000 in the basic account early very little, and the rest can be invested. I think it's $30 in fees per year.
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09-19-2018, 12:11 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Aug 2011
Posts: 3,594
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Quote:
Originally Posted by RunningBum
I use Further (formerly SelectAccount), hellofurther.com. They offer at least some VG funds. I think you have to keep $1000 in the basic account early very little, and the rest can be invested. I think it's $30 in fees per year.
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I am also with Further (formerly Select Account)
What attracted me to them was:
- very low fees (ie ~$30 per year)
- access to a full blown Charles Schwaab brokerage account where arbritary stocks/ETFs/mutual funds may be purchased.
Note the fees are fixed and there is no "percent of assets" fee unlike Health Savings Administrators and HealthEquity.
https://www.investors.com/etfs-and-f...unt-providers/
-gauss
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09-19-2018, 01:54 PM
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#10
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Dryer sheet aficionado
Join Date: Nov 2016
Posts: 48
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We use BenefitWallet (mybenefitwallet.com which is a part of savedaily.com). It's offered through megacorp, so I'm not sure if it's available for anybody to sign up. It requires $1k to be kept in cash reserve, but the rest can be invested. I believe the monthly fee is $3.50, but it gets paid for by megacorp as long as actively employed. There are several Fidelity and Vanguard options as well as a whole bunch of others from Schwab, T. Rowe Price, Pimco, Oppenheimer, etc. We're currently invested in the VSTX.
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09-19-2018, 02:04 PM
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#11
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Full time employment: Posting here.
Join Date: Oct 2014
Location: Tucson
Posts: 797
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I use Health Equity. No maintenance fees if account balance is above $2500
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09-19-2018, 06:50 PM
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#12
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Recycles dryer sheets
Join Date: Oct 2006
Posts: 134
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Thanks so much everyone!
Very helpful as usual.
__________________
I'm sorry if I ask questions that are too nosy/personal.
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09-20-2018, 04:22 AM
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#13
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Thinks s/he gets paid by the post
Join Date: Aug 2011
Posts: 3,594
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Quote:
Originally Posted by erkevin
I use Health Equity. No maintenance fees if account balance is above $2500
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Regarding Health Equity:
But aren't you still subject to a Monthly investing administration fee of .033% of assets? (ie a yearly fee of ~ $200 on a $50,000 account)
See bottom of page 7 https://www.healthequity.com/doclib/...ment-guide.pdf
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09-20-2018, 06:05 AM
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#14
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Thinks s/he gets paid by the post
Join Date: Mar 2012
Posts: 3,931
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Use hsasearch.com to search though everything that's out there.
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09-20-2018, 11:19 AM
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#15
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 2,602
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HSA Bank has no fees if you maintain more than $5,000 in a savings account. They have a relationship with TDAmeritrade. ETFs and Mutual funds trade with no commission. You can replace many Vanguard mutual funds with equivelent Vanguard ETFs.
__________________
Only got A dimple, would have preferred 2!
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10-02-2018, 03:41 PM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,130
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Just got an email from HSA Administrators about their new web portal starting 10/8. Hopefully, the new portal will be more intuitive than the current one.
Times are a changing ... fingers crossed .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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10-02-2018, 03:50 PM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,002
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Quote:
Originally Posted by easysurfer
Just got an email from HSA Administrators about their new web portal starting 10/8. Hopefully, the new portal will be more intuitive than the current one.
Times are a changing ... fingers crossed .
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Hmmmm - the current web site and statements have been pretty pathetic, although I’ve been able to tease out the info I needed to track in Quicken. The previous statements when they used HSA Bank were very good. I hope the new stuff is better, not worse!
__________________
Retired since summer 1999.
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10-02-2018, 04:12 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,130
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Quote:
Originally Posted by audreyh1
Hmmmm - the current web site and statements have been pretty pathetic, although I’ve been able to tease out the info I needed to track in Quicken. The previous statements when they used HSA Bank were very good. I hope the new stuff is better, not worse!
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Can't be any worse .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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