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i did it , first day retired
07-31-2015, 03:46 AM
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#1
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2005
Posts: 6,193
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i did it , first day retired
as of last night i am now officially a retiree. i am unemployed for the first time.
now i get to stop waking up at 2:00 am and thinking about all the stresses of work and shift over to stressing about whether markets will have a deep long downturn right at my start.
you can't win ha ha ha
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07-31-2015, 03:53 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Jul 2013
Location: Texas
Posts: 1,065
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 Quote:
Originally Posted by mathjak107
as of last night i am now officially a retiree. i am unemployed for the first time.
now i get to stop waking up at 2:00 am and thinking about all the stresses of work and shift over to stressing about whether markets will have a deep long downturn right at my start.
you can't win ha ha ha
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congrats! Life 2.0 is beginning....only reason I'm up this early (4:50am) is to wait for coffee to brew, grab a cup and my fishing rod and go catch some white bass....
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07-31-2015, 04:03 AM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2005
Posts: 6,193
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thanks .
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07-31-2015, 04:26 AM
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#4
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Recycles dryer sheets
Join Date: Jan 2010
Posts: 190
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GREAT you are going to love it
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07-31-2015, 05:27 AM
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#5
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2006
Posts: 7,733
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Congrats. Just remember despite what it says on the forum, you really don't get paid by the post.
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07-31-2015, 05:30 AM
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#6
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gone traveling
Join Date: Oct 2011
Posts: 156
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Congrats to you!
Sent from my iPad using Early Retirement Forum
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07-31-2015, 05:41 AM
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#7
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Recycles dryer sheets
Join Date: Sep 2011
Posts: 79
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Congrats...wohooo
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07-31-2015, 05:44 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,022
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Quote:
Originally Posted by mathjak107
as of last night i am now officially a retiree. i am unemployed for the first time.
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What about back in 2010?
Quote:
Originally Posted by mathjak107
actually i retired 4 weeks ago...
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__________________
Numbers is hard
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07-31-2015, 05:44 AM
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#9
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Full time employment: Posting here.
Join Date: May 2013
Posts: 727
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Congrats!
Sent from my iPhone using Early Retirement Forum
__________________
“If you don't do it this year, you will be one year older when you do.” - Warren Miller
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07-31-2015, 05:50 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Oct 2008
Location: Naples
Posts: 2,179
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Congratulations! Just remember to enjoy every day of it, starting today. I just entered my 28th year of retirement and don't know where the time went. I just know it went quickly.
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07-31-2015, 06:05 AM
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#11
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,331
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Congrats Mathjak. You have been posting long enough that I just assumed you ERd long ago. Here is hoping that prep time will insure smooth sailing over the next 30 years.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
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07-31-2015, 06:17 AM
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#12
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Full time employment: Posting here.
Join Date: May 2015
Location: Atlanta suburbs
Posts: 633
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Congratulations and welcome to the more relaxed world of retirement.
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07-31-2015, 06:20 AM
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#13
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2005
Posts: 6,193
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Quote:
Originally Posted by REWahoo
What about back in 2010?
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i lost my job back then , that was not an intended retirement . the bad news was i was employed again by the weeks end and back to work , officially called it quits on my own terms yesterday .
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07-31-2015, 06:33 AM
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#14
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
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YAY
HOORAH
BALLOONS & STREAMERS
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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07-31-2015, 06:39 AM
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#15
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Full time employment: Posting here.
Join Date: May 2014
Location: Lakewood
Posts: 920
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Congratulations!!
__________________
Why be normal when you can be yourself?
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07-31-2015, 06:40 AM
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#16
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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Congratulations! Here is to Not Having A Schedule!!! Enjoy.
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07-31-2015, 06:45 AM
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#17
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gone traveling
Join Date: Sep 2003
Location: DFW
Posts: 7,586
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Congrats!!! So which Fidelity Insights model are you using in retirement?
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07-31-2015, 06:56 AM
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#18
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2005
Posts: 6,193
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funny you asked. none. changed last month .
the reason being that i was running two model portfolio's together .
the growth and income model was about 70% equity's , the capital preservation model about 30%.
the problem was it had to much over lap of the same bond funds and at this point i did not want so much in intermediate term bonds so i went to my own model i put together .
it uses a combo of actively managed funds and etf's and about a 50/50 mix.
the version as it stands now :
fidelity growth and income fund FDGRX - held this for many many years now .
fidelity blue chip growth FBGRX- had this for many years now
vanguard total market index vti
vanguard extended market index vxf etf
vanguard veu all world index etf
that is the equity side.
the bond side uses
vanguard admiral total bond fund (now only 10% of the portfolio)
fidelity floating rate high yield
vanguard bsv short term bond
vanguard vtip short term inflation proof bond etf
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07-31-2015, 06:56 AM
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#19
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Thinks s/he gets paid by the post
Join Date: Oct 2003
Posts: 1,324
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Excellent! Welcome to the best job you never had.
__________________
We are, as I have said, one equation short. – Keynes
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07-31-2015, 07:01 AM
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#20
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gone traveling
Join Date: Sep 2003
Location: DFW
Posts: 7,586
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Quote:
Originally Posted by mathjak107
funny you asked. none. changed last month .
the reason being that i was running two model portfolio's together .
the growth and income model was about 70% equity's , the capital preservation model about 30%.
the problem was it had to much over lap of the same bond funds and at this point i did not want so much in intermediate term bonds so i went to my own model i put together .
it uses a combo of actively managed funds and etf's and about a 50/50 mix.
the version as it stands now :
fidelity growth and income fund FDGRX - held this for many many years now .
fidelity blue chip growth FBGRX- had this for many years now
vanguard total market index vti
vanguard extended market index vxf etf
vanguard veu all world index etf
that is the equity side.
the bond side uses
vanguard admiral total bond fund (now only 10% of the portfolio)
fidelity floating rate high yield
vanguard bsv short term bond
vanguard vtip short term inflation proof bond etf
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That looks good, any reason you went with Vanguard Total Bond over Fidelity Total Bond, except for cost?
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