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I don't believe this... "Early retirement maybe the kiss of Death"..
08-17-2016, 01:29 PM
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#1
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Full time employment: Posting here.
Join Date: Oct 2005
Posts: 503
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I don't believe this... "Early retirement maybe the kiss of Death"..
Obviously the author justified her way to work until she dies. NOT FOR ME, I will retire as early as I can...
Enuff
Early Retirement May Be The Kiss Of Death, Study Finds
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08-17-2016, 01:32 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Oct 2015
Posts: 2,326
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Quote:
Originally Posted by Enuff2Eat
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Well, I'm going to ta ke my chances....
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08-17-2016, 01:40 PM
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#3
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gone traveling
Join Date: Sep 2003
Location: DFW
Posts: 7,586
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Perhaps they should have also correlated to include financial health, as that can be a key source to overall well being.
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08-17-2016, 01:42 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Mar 2013
Posts: 1,018
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Sample size not mentioned and what about things like family longevity/history? That would have a FAR greater impact on longevity than what age you were when you retired. And people who "claim that health is not a factor in when they retire" aren't necessarily active outside of work either.
I'm with euro, I'll take my chances....
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08-17-2016, 01:45 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2013
Location: Les Bois
Posts: 5,761
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most early retirements are health related - people on this forum are healthier than average based on a recent pole
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
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08-17-2016, 01:51 PM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2011
Posts: 8,409
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Salve for those who never prepared.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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08-17-2016, 01:52 PM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2015
Location: Michigan
Posts: 5,003
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Quote:
Originally Posted by euro
Well, I'm going to ta ke my chances....
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Ditto!!
__________________
"The mountains are calling, and I must go." John Muir
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08-17-2016, 02:52 PM
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#8
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Recycles dryer sheets
Join Date: Feb 2013
Location: San Jose
Posts: 290
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That's easy to explain, if you remove physical health and longevity factors, you can still divide workers into those who are happy with their jobs vs those who hate their jobs. Which side do you think will retire early more often? And which side do you think has more accumulated mental anguish? I think their statement "Working a year longer had a positive impact on the study participants’ mortality rate regardless of their health status" may have taken consequence as cause.
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08-17-2016, 03:16 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,889
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IIRC, socio-economic status is most correlated with longevity - even more so than family history (though I do not have a citation.) Based on that, I could see that some early retirements (those leading to "poverty") might well lead to an earlier death on average. Other than that, my gut tells me it's also correlated to "why" folks w*rk. Those who w*rk just for the money to afford "life" probably do not die early once they have enough money to "fund" life without w*rking. Those who find the "meaning" in their lives (you know who you are!) through w*rk, probably DO die younger on average. YMMV
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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08-18-2016, 09:10 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Oct 2014
Posts: 1,543
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Quote:
Originally Posted by Koolau
IIRC, socio-economic status is most correlated with longevity - even more so than family history (though I do not have a citation.) Based on that, I could see that some early retirements (those leading to "poverty") might well lead to an earlier death on average. Other than that, my gut tells me it's also correlated to "why" folks w*rk. Those who w*rk just for the money to afford "life" probably do not die early once they have enough money to "fund" life without w*rking. Those who find the "meaning" in their lives (you know who you are!) through w*rk, probably DO die younger on average. YMMV
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+1
__________________
-Big Dawg-FI since 9/2010. Failed ER in 2015. 2/15/2023=DONE! "Blow that dough"-Robbie
" People say I'm lazy, dreaming my life away Well, they give me all kinds of advice designed to enlighten me When I tell them that I'm doing fine watching shadows on the wall "Don't you miss the big time, boy. You're no longer on the ball" -John Lennon-
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08-18-2016, 09:23 AM
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#11
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Recycles dryer sheets
Join Date: Dec 2013
Posts: 174
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I certainly wished I had known that when I retired from the military at age 42. Oh wait? I am turning 70 next year so never mind
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08-18-2016, 09:33 AM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
Posts: 9,958
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If I could get paid to write and study about lame stuff like this I might still be working.
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08-18-2016, 10:01 AM
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#13
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Dryer sheet aficionado
Join Date: Mar 2011
Location: New York
Posts: 44
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At least I'll die happy.
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08-19-2016, 03:37 PM
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#14
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,340
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As with euro, I'll just have to take my chances. So far I'm still mooching off my former employer's pension plan, it's miserably hot outside, I'm sitting here with the A/C on and working is a distant memory.
This is bad for my health? I call B.S.
__________________
When I was a kid I wanted to be older. This is not what I expected.
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08-19-2016, 03:53 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Feb 2012
Posts: 1,495
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Yes, grim reaper must be around the corner of my deck as I look out on the lake on a pleasant afternoon of doing, hmmm, not much! This morning did 2 hours of hard work clearing some trees, shrubs, and had a nice nap after lunch. At 65 as I sip this ice cold beer all I can say is if the price of it is to have the reaper leap out and get me, well, what ya gonna do? If the insurance policy price to keep him at bay is to have spent the last 5 years taking the abuse I did, then I'm just fine. Of course, not ready to go, but if the price of higher chance of staying is working, well then just ____ that! (phooey to)
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08-19-2016, 05:35 PM
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#16
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Recycles dryer sheets
Join Date: Aug 2016
Posts: 177
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Quote:
Originally Posted by marko
Salve for those who never prepared.
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+1 Also, when people who haven't prepared financially convince themselves that "it will all work out," the financial stress often catches up to them.
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08-19-2016, 06:48 PM
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#17
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Recycles dryer sheets
Join Date: Sep 2014
Location: Miami
Posts: 337
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I disagree to the extent that I retired at 61, I had way too much energy to retire earlier, but Most of you retired much earlier. But I do thank some of you working until 70 or 80 because you are funding my SS and ACA subsidy.
__________________
FIRE July 2015
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08-19-2016, 06:52 PM
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#18
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Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,211
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I look at my brother.... Worked up till the end - well, until the cancer was too serious. Died at age 48. Do cases like his fit into the model - those that die before they reach retirement?
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
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08-19-2016, 11:03 PM
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#19
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
During the study period, about 12 percent of the healthy and 25.6 percent of the unhealthy retirees died, according to the study. Healthy retirees who worked a year longer had an 11 percent lower risk of mortality, while unhealthy retirees who worked a year longer had a 9 percent lower mortality risk. Working a year longer had a positive impact on the study participants’ mortality rate regardless of their health status.
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It's hard to tell whether this is statistically valid or just within the uncertainty range. Hopefully the journal reviewers asked that question.
I'd like to see it repeated for people in their 40s and 50s, not just those aged 65.
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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08-20-2016, 04:37 AM
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#20
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Thinks s/he gets paid by the post
Join Date: May 2014
Location: Utrecht
Posts: 2,650
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Does this mean trust fund babies have short life spans? Since they are retired before they ever started working
I do believe in the negative impact of losing purpose and sense of self-worth though, which work does provide for some.
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